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SDFCU pre-approvals

sugarcreek67
Frequent Contributor

SDFCU pre-approvals

I logged in to SDFCU today and there is now some pre-approvals showing. Anyone know if those are solid like DCU or hit and miss?   thanks


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 1 of 8
7 REPLIES 7
House1204
New Contributor

Re: SDFCU pre-approvals

Solid for me. I just saw that I was showing preapprovals and went ahead and redeemed an offer. Got a Premium cash back + for $10,000. I apped on the 3rd and It is showing on my online account today.








Message 2 of 8
Guyatthebeach
Valued Contributor

Re: SDFCU pre-approvals

Sugarcreek67,

 

It was a solid yes for me.  I was approved for the cash+ credit card with a $15,000 credit limit at 11.49%. No HP for me either and I asked.  I applied over the weekend, got a call to verify my income yesterday, and signed the documents earlier today.

 

SDFCU has always been one of my favorite CU's.

 

Guyatthebeach

Message 3 of 8
sugarcreek67
Frequent Contributor

Re: SDFCU pre-approvals

Thanks for the replies, may give it a shot


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 4 of 8
Cory88
Frequent Contributor

Re: SDFCU pre-approvals

Is it a HP for membership?

Message 5 of 8
MCM1
Contributor

Re: SDFCU pre-approvals

IS SDFCU sensitive to new accounts or inquiries? 

Message 6 of 8
House1204
New Contributor

Re: SDFCU pre-approvals


@Cory88 wrote:

Is it a HP for membership?


I joined a few years ago but i believe it is a soft pull.








Message 7 of 8
House1204
New Contributor

Re: SDFCU pre-approvals


@MCM1 wrote:

IS SDFCU sensitive to new accounts or inquiries? 


I have 8 new accounts in 12 months and 17 in 24 months. I have 34 inquiries on Experian.








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