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I logged in to SDFCU today and there is now some pre-approvals showing. Anyone know if those are solid like DCU or hit and miss? thanks
Solid for me. I just saw that I was showing preapprovals and went ahead and redeemed an offer. Got a Premium cash back + for $10,000. I apped on the 3rd and It is showing on my online account today.
Sugarcreek67,
It was a solid yes for me. I was approved for the cash+ credit card with a $15,000 credit limit at 11.49%. No HP for me either and I asked. I applied over the weekend, got a call to verify my income yesterday, and signed the documents earlier today.
SDFCU has always been one of my favorite CU's.
Guyatthebeach
Thanks for the replies, may give it a shot
Is it a HP for membership?
IS SDFCU sensitive to new accounts or inquiries?
@MCM1 wrote:IS SDFCU sensitive to new accounts or inquiries?
I have 8 new accounts in 12 months and 17 in 24 months. I have 34 inquiries on Experian.
How often do they show pre-approvals for members?
For me, the pre approvals came randomly, i was with them for over a year and suddenly the sent a pre approval for their 2% cash back visa, months later they sent for either an auto finance,another card or a personal loan. i had many new accounts/inqs no idea what triggered the pre approvals. I accepted the 2% card and it was a soft pull 10k approval. be patient