cancel
Showing results for 
Search instead for 
Did you mean: 

SDFCU pre-approvals

tag
sugarcreek67
Frequent Contributor

SDFCU pre-approvals

I logged in to SDFCU today and there is now some pre-approvals showing. Anyone know if those are solid like DCU or hit and miss?   thanks


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 1 of 10
9 REPLIES 9
House1204
Contributor

Re: SDFCU pre-approvals

Solid for me. I just saw that I was showing preapprovals and went ahead and redeemed an offer. Got a Premium cash back + for $10,000. I apped on the 3rd and It is showing on my online account today.








Message 2 of 10
Guyatthebeach
Valued Contributor

Re: SDFCU pre-approvals

Sugarcreek67,

 

It was a solid yes for me.  I was approved for the cash+ credit card with a $15,000 credit limit at 11.49%. No HP for me either and I asked.  I applied over the weekend, got a call to verify my income yesterday, and signed the documents earlier today.

 

SDFCU has always been one of my favorite CU's.

 

Guyatthebeach

Message 3 of 10
sugarcreek67
Frequent Contributor

Re: SDFCU pre-approvals

Thanks for the replies, may give it a shot


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 4 of 10
Cory88
Frequent Contributor

Re: SDFCU pre-approvals

Is it a HP for membership?

Message 5 of 10
MCM1
Regular Contributor

Re: SDFCU pre-approvals

IS SDFCU sensitive to new accounts or inquiries? 

Message 6 of 10
House1204
Contributor

Re: SDFCU pre-approvals


@Cory88 wrote:

Is it a HP for membership?


I joined a few years ago but i believe it is a soft pull.








Message 7 of 10
House1204
Contributor

Re: SDFCU pre-approvals


@MCM1 wrote:

IS SDFCU sensitive to new accounts or inquiries? 


I have 8 new accounts in 12 months and 17 in 24 months. I have 34 inquiries on Experian.








Message 8 of 10
1GaDawg85
Valued Contributor

Re: SDFCU pre-approvals

How often do they show pre-approvals for members? 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 9 of 10
sugarcreek67
Frequent Contributor

Re: SDFCU pre-approvals

For me, the pre approvals came randomly, i was with them for over a year and suddenly the sent a pre approval for their 2% cash back visa, months later they sent for either an auto finance,another card or a personal loan. i had many new accounts/inqs no idea what triggered the pre approvals. I accepted the 2% card and it was a soft pull 10k approval.  be patient


>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294
Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.