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Quick update - I called earlier today and left a voicemail (my deposit is still pending). A few minutes ago, I received the following e-mail:
I want to ask for the PLOC too. Do I need to open a checking account to apply for it?
@newmomnewme wrote:Quick update - I called earlier today and left a voicemail (my deposit is still pending). A few minutes ago, I received the following e-mail:
I want to ask for the PLOC too. Do I need to open a checking account to apply for it?
I think you only *need* a savings, but the checking is free and you can transfer money with it much more easily than a savings
If you had the HP within last 30 days, you can use it again for other products. I suggest calling the lending team.
Thanks @Anonymous . I will give them a call after I get off work.
Can anyone confirm if the PLOC is a hidden trade line?
@quikj9 wrote:Can anyone confirm if the PLOC is a hidden trade line?
It's not
@Anonymous how long did it take to show up?
@newmomnewme wrote:@Anonymous how long did it take to show up?
Cards statement date and report both on the 28th for me
PLOC is at end of month
Reports on first statement, pretty fast
Thank you @Anonymous!