Sam's Club app

[Anonymous]

I'm opening my first account at Sam's Club today. Am I right to be under the impression that they pre-qual you at the store? I keep seeing people get approved at the store when they didn't ask for it. 

[Anonymous]

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@Anonymous wrote:

I'm opening my first account at Sam's Club today. Am I right to be under the impression that they pre-qual you at the store? I keep seeing people get approved at the store when they didn't ask for it. 

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I apped in November after joining SAMs Club, and I requested to app, they didn't prequalify me,  I'm happy to say that I was approved for the MasterCard and it has grown substantially over the last 4 months.  It's one of my favorite cards and WELL worth the credit pull.

[Anonymous]

Oh okay. I don't think I want another pull right now then. Just want to get in Sam's Club. 

[Anonymous]

I received a gift card membership for my birthday. Went into Sam's about two weeks ago. While the lady was entering my info into the system, she stated that I was pre-approved for the Sam's Club Mastercard and asked if I wanted to go ahead and apply.

[Pway]

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@Anonymous wrote:

Oh okay. I don't think I want another pull right now then. Just want to get in Sam's Club. 

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Sams Club does not do the SCT if that is what you referring to.  They prequal customers  but it is still going to be a HP.

[Anonymous]

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@Pway wrote:

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@Anonymous wrote:

Oh okay. I don't think I want another pull right now then. Just want to get in Sam's Club. 

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Sams Club does not do the SCT if that is what you referring to.  They prequal customers  but it is still going to be a HP.

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No that's not what I was referring to. I was talking in store opening a membership. Similar to how I opened an account with Wells Fargo, and was told I was approved for their credit card without me asking them to do it. No HP. 

[Sharingan]

I picked up my Sam's Club MasterCard 12 months ago from the customer service desk when I was signing up for a membership. The representative informed me that I was preapproved for the MasterCard for $3800, which I promptly accepted.There was NO hard pull on any of my reports for the credit card. Shortly after receiving the card, I had the limit increased to $15k. I have since ended my membership, but I was allowed to keep the Sam's Club MasterCard. I am not certain if the rewards have been stripped away since ending my membership, but I already have every one of its categories covered by other cards in my possession.

[Anonymous]

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@Sharingan wrote:

I picked up my Sam's Club MasterCard 12 months ago from the customer service desk when I was signing up for a membership. The representative informed me that I was preapproved for the MasterCard for $3800, which I promptly accepted.There was NO hard pull on any of my reports for the credit card. Shortly after receiving the card, I had the limit increased to $15k. I have since ended my membership, but I was allowed to keep the Sam's Club MasterCard. I am not certain if the rewards have been stripped away since ending my membership, but I already have every one of its categories covered by other cards in my possession.

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So it appears they do preapprove you when you grab a membership? Hmmm interesting. 

[Anonymous]

I should add that I do already have a WM store card. So, I would assume since they provide a TU score as part of having a WM account, they keep that refreshed in the system. When I joined SAMs, it's likely my preapproval was there automatically.

[VegasMom]

I joined Sam's yesterday. They asked if I wanted to apply I said no. Then a few minutes later she said I was pre-approved. I said no again. Then she said it is the Mastercard version and starting talking about the 5% gas etc. I know Synch grows so I accepted it. I could only resist so long. 😅 No HP so far, but it was just yesterday. Starting line was 3.5k, called Crédit Solutions it went to 8k. I have other other Synch cards so maybe that is why no HP or maybe it just hasn't shown up yet. I would expect a HP and be pleasantly surprised if it isnt.