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Scores for Chase cards...

Anonymous
Not applicable

Scores for Chase cards...

Wanting to get a Chase CC. Looking at the freedom card. Scores: EQ: 643 EX: 659 TU: 754. Currently have a car loan with Chase, 100% ontime payments and cards reporting 0-1%. AAoA is 33 months. Any thoughts on my chances?? Thanks!

 

-Sin

 

Edit: I also have pre-approval for the card on their site if that means anything...

Message 1 of 7
6 REPLIES 6
jeffm4688
Frequent Contributor

Re: Scores for Chase cards...

If you have a pre-approval for the card on their site no reason not to go for it, I'd expect an approval.

FICO 12/2015 - EX 692 TU 685

FICO 10/2021 - EX 596 TU 605 EQ 600 - officially rebuilding.

What survived:
Amex HH - 1.5K | Amex Delta - 1K | Amex Bonvoy - 1.5K | Amex BRG - 3.5K | Amex BRG - 3.5K | Amex Business Cash- 2K | Amex Business Plus - 2K
Message 2 of 7
Anonymous
Not applicable

Re: Scores for Chase cards...

If you have a pre approval go for it!

Message 3 of 7
RonM21
Valued Contributor

Re: Scores for Chase cards...

I'm with the others. Even though not guaranteed, it would seem you have a better shot with the preapproval.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 7
Anonymous
Not applicable

Re: Scores for Chase cards...

Well you guys were right, decided to bite the bullet and got approved for $2500 SL! Yay two nice approvals in a week Smiley Very Happy Thank you!

 

-Sin

Message 5 of 7
Anonymous
Not applicable

Re: Scores for Chase cards...

Congrats on your new card. I hope it'll help you and you enjoy it.

While the others say "no reason not to app"... Well that's just amateur hour right there. Make sure a card is beneficial to someone before pushing apps.
Message 6 of 7
CatOfSpades
Frequent Contributor

Re: Scores for Chase cards...

Yay! Congratulations!! Smiley Very Happy

♠Queen of Spades♠
Apple Card MC $10,000
BofA Cash Rewards VS $10,000
5/3 Cash/Back WEMC $10,000
Discover IT $7,500
Message 7 of 7
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