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Second Chase Freedom app pending due to address verification. Old app denied

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Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

Congrats! What a long ride you had! Glad it paid off for you.

Message 41 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

@

Yeah, time to celebrate now. Din Chak Din Chak!! Smiley Happy Smiley Very Happy

I'll definitely throw a party Smiley LOL

 

@

Thanks dude.

 

 

Now I'm here to help whoever has these kinda similar issue with Chase. I'm not pro, but could throw 2 cents Smiley Happy

Message 42 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

@Yes-Its-Me

BTW, I wanted to ask this thing, does Chase Freedom come in MasterCard? I'm sure it'll definitely be Visa, but I also read somewhere that Chase provides freedom in MC flavour too. You got any info on this? I'm interested in getting a MC as we don't get a chance to have MCs in most cards. Just to have a diversified wallet!

Message 43 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied


@Anonymous wrote:

@Anonymous

BTW, I wanted to ask this thing, does Chase Freedom come in MasterCard? I'm sure it'll definitely be Visa, but I also read somewhere that Chase provides freedom in MC flavour too. You got any info on this? I'm interested in getting a MC as we don't get a chance to have MCs in most cards. Just to have a diversified wallet!


@Anonymous,

 

Chase has phased the MC version out as of 2013 as they believe VISA is more consumer friendly...  Also, this thread from way back should help..

 

http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Freedom-MasterCard-no-longer-being-offered/td-p/2496161/page/3

 

If you need a MC card then you'd have to consider applying for one more card thats that version - MC to have in the mix.

Message 44 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

Congrats! At least they rewarded you with a nice, fat starting line!

Message 45 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

@

Thank you very much.

 

@Yes

It looks like MC version is no longer available. Thanks fine.

My thirst never quenches, so I'm now inclined towards Sallie mae card for their great benefits, I might get that after a month or so. This is a MC and should be a great add to my wallet. Robot Very Happy

 

 

Message 46 of 51
Anonymous
Not applicable

Re: Second Chase Freedom app pending due to address verification. Old app denied


@Anonymous wrote:

@@Anonymous

Thank you very much.

 

@Anonymous

It looks like MC version is no longer available. Thanks fine.

My thirst never quenches, so I'm now inclined towards Sallie mae card for their great benefits, I might get that after a month or so. This is a MC and should be a great add to my wallet. Robot Very Happy

 

 


@Anonymous,

 

Yes, the Salliemae is a very good card.  I think you should get it now so that everything can age together.  But it is up to you.....  Keep us posted if you apply.

Message 47 of 51
Anonymous
Not applicable

Re: Second Chase Freedom app pending due to address verification. Old app denied

@

 

Yeah, thanks for that. AAoA is also into play now. I thinks it is a good idea. Smiley Happy

 

Also, I have this question from yesterday for which I coudn't find proper answer of. This might be little out of topic, but still worth mentioning. I was going thru few posts yesterday and saw this super guy named "Remember0" saying something new to me, Robot surprised

  1. Scenario if we have more than one card, say a dozen. He mentioned we should be using only one card at a time for a billing cycle and keep all other cards with "0" balances. Robot surprised This makes that single card report the balances to bureaus, showing that some activity is going on this card.
  2. Also, keeping balances <10% would be beneficial, which I would agree. But I wouldn't agree with previous answer of using just one card. 

As per me, if we have 5 cards, I suggest on using any card at any time (with mix and match) as per your lender benefits in a single billing cycle, with total balances <10% (remember total balance, which is sum of all and not on each card). Shouldn't we be keep using all our cards at some point in each month just to show that those accounts are active ?

 

Mr. Remember0 might have suggested great approach for better credit scores etc. but Im trying to understand the mechanics behind, so that I can follow it if it is possible.

 

Check his thread - 

http://ficoforums.myfico.com/t5/Auto-Loans/Interest-rates-for-very-new-credit-history/td-p/2923140

Message 48 of 51
Anonymous
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Re: Second Chase Freedom app pending due to address verification. Old app denied

@

 

Bumping the post again! Robot Very Happy

 

Sir, any suggestions or comments on my previous post?

Message 49 of 51
Anonymous
Not applicable

Re: Second Chase Freedom app pending due to address verification. Old app denied

Got my Sallie Mae card too. Woohooo!! Now I'll do gardening. Robot Very Happy

Message 50 of 51
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