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Second Secured Card

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Anonymous
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Second Secured Card

I got a Discover secured a few weeks ago (starting from scratch) and I just applied for a Citi Secured card (Credit Karma gave me good odds). 

 

From what I've read, I should rotate which one I'm using each month so we'll see what happens soon! Smiley Happy 

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Anonymous
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Re: Second Secured Card

Congrats on picking up those two!! Good banks.
I would use both and PIF both. If those are the only two cards you have, either try for BoA secured or wait for a score when those start reporting then app for an unsecured. The ones you have will all graduate eventually.
Once you have 3, STOP and grow them for a while
Message 2 of 3
Anonymous
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Re: Second Secured Card

OP - I recommend apping for the 3-2-1 Cash Rewards BOA card, they will likely counter with the 3-2-1 secured, if not they also have a secured card option that will graduate, too.

 

Cap1 isn't as top tier as these banks of course, but I've been really happy with them. They gave my secured card a $300 CLI @ 6 months unsecured and it also unsecures with responsible credit use.

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