@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:
I was discharged from Chapter 7 last month. My FICO 08 are in my sig. My bankcard scores are EQ 720 TU 677 EX 654. What say y'all? I currently have QS1 $6,000CL, CapOne Platinum $3,000CL and Barclays Rewards $1,500 CL
While the scores appear in line for SYNCB, the recent BK discharge might be a bit too "fresh" to get Lowes, but YEMV. Did you IIB Lowes? Perhaps someone who may have a similar BK profile or outcome can chime in.
I did not IIB Lowe's or any SYNCB account. IIB was Amex (HUGE), BofA (relatively huge), and USAA (medium)
On the upside, Lowe's may be willing to approve but it just depends on whether the BK discharge is too soon for them. As far as AMEX, BoA and USAA, you can consider those a lost cause for a long, long time. AMEX may or may not let you back in - some folks have been blacklisted for 20+ years (depending on the losses), BoA may let you back in after 7 years (maybe earlier) and USAA needs to show your BK is gone before they can entertain any unsecured CC.
