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Should I apply?

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One7
Valued Contributor

Should I apply?

I know that US Bank prequalified link means nothing but this is the first time I got something other than their prepaid card as a recommended card and so my interest is peaked... should I apply for one of them or just move along?

 

Screenshot_2015-04-10-23-35-39.png

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Should I apply?


@One7 wrote:

I know that US Bank prequalified link means nothing but this is the first time I got something other than their prepaid card as a recommended card and so my interest is peaked... should I apply for one of them or just move along?

 

Screenshot_2015-04-10-23-35-39.png


Like you mentioned, it definitely isn't a prequal.  With how much the Cash+ has been nerfed, I say move along.

Message 2 of 14
Anonymous
Not applicable

Re: Should I apply?

It depends on what you want.  I have the Business Flex Perks and it one of the best cards I have.  Some of the benefits I actually used all year round and the extra 20k points which is worth $400 in travel is icing on the cake.

Message 3 of 14
One7
Valued Contributor

Re: Should I apply?


@Anonymous wrote:

It depends on what you want.  I have the Business Flex Perks and it one of the best cards I have.  Some of the benefits I actually used all year round and the extra 20k points which is worth $400 in travel is icing on the cake.


I've been wanting the Flex card for a very long time now but I'm scared they will want my EX which they cannot have

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 4 of 14
Anonymous
Not applicable

Re: Should I apply?

Since when could you apply for Cash+ online? I thought you could only apply in branch.

Message 5 of 14
B335is
Moderator Emeritus

Re: Should I apply?

US Bank opened up the online application after the last need a few weeks ago. They pulled an alternate on request one time for me but they said if the computer re-pulled anything that was frozen it would be a denial.
Message 6 of 14
Anonymous
Not applicable

Re: Should I apply?


@One7 wrote:

@Anonymous wrote:

It depends on what you want.  I have the Business Flex Perks and it one of the best cards I have.  Some of the benefits I actually used all year round and the extra 20k points which is worth $400 in travel is icing on the cake.


I've been wanting the Flex card for a very long time now but I'm scared they will want my EX which they cannot have


@One7,

 

They pulled TU for me here in CT.

Message 7 of 14
One7
Valued Contributor

Re: Should I apply?


@Anonymous wrote:

@One7 wrote:

@Anonymous wrote:

It depends on what you want.  I have the Business Flex Perks and it one of the best cards I have.  Some of the benefits I actually used all year round and the extra 20k points which is worth $400 in travel is icing on the cake.


I've been wanting the Flex card for a very long time now but I'm scared they will want my EX which they cannot have


@One7,

 

They pulled TU for me here in CT.


Lucky! I've been 1 out of 3 as far as approvals with them over the past 2 years, everytime it was an EX pull for me in TX

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 8 of 14
Anonymous
Not applicable

Re: Should I apply?

I just got approved in branch.  They pulled TU.

Message 9 of 14
Anonymous
Not applicable

Re: Should I apply?


@One7 wrote:

@Anonymous wrote:

@One7 wrote:

@Anonymous wrote:

It depends on what you want.  I have the Business Flex Perks and it one of the best cards I have.  Some of the benefits I actually used all year round and the extra 20k points which is worth $400 in travel is icing on the cake.


I've been wanting the Flex card for a very long time now but I'm scared they will want my EX which they cannot have


@One7,

 

They pulled TU for me here in CT.


Lucky! I've been 1 out of 3 as far as approvals with them over the past 2 years, everytime it was an EX pull for me in TX


Hmm... I won't be happen with an EX pull LOL.. So sick of them all pulling EX for the apps..

Message 10 of 14
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