Six Months History for Amex... How exact do I need to be?

[Anonymous]

I recently got an offer for 50,000 Skymiles with the Delta Amex that I would like to take advantage of, however that offer expires 5/31 and I was going to wait until I had six months' credit history before applying for Amex however I will have only have had six full months' history on June 2nd, after the offer deadline.

What I am wondering is how strict would Amex be on the fact that my credit history is not actually 6 full months old yet?

I have had a secured Discover it Chrome with a $500 limit since December of 2014, about $12-14K income (not including school financial aid which would be an additional $19K - not sure if I should include this- ) and some subsidized student loans (I am in my second year of undergrad). 

Thanks in advance for any advice!  

[FocusedAndDetermined]

Is the offer from Delta or Amex?

[Anonymous]

Go ahead and go for it and include all your income.

[Anonymous]

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@FocusedAndDetermined wrote:

Is the offer from Delta or Amex?

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I got the email from Delta (probably because I'm already a Skymiles member?) 

[Anonymous]

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@Anonymous wrote:

Go ahead and go for it and include all your income.

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So you think it would be alright for me to put down $31-34K? 

[Creditaddict]

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@Anonymous wrote:

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@Anonymous wrote:

Go ahead and go for it and include all your income.

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So you think it would be alright for me to put down $31-34K? 

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yes

[Mortalito77]

Look, I honestly believe you will get approved. I got the exact same situation as you. I got the same email from Delta two days ago. I am a skymiles member, and I got approved 2000. I must add that I was an AU on the same card since Dec 2014. My sister opened it and I am the one managing the car payments and everything. As I said, if you get an invitation from Delta with that 50k offer it means they want you. Its my opinion, I'm just waiting for my card to arrive. Good luck!

[Anonymous]

Also, I was planning on applying for the PRG as well. Should I apply for that first then the Delta? Does it make a difference? 

Thanks again to all! 

[Creditaddict]

Most do charge first I think but not sure it matters

[Anonymous]

We did the PRG and got approved,  then instantly did the ED and got approved for the DW.

Only difference is she had a prescreened PRG offer in the mail.