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Soft Pull - CLI's - does anyone know which ones are? and who they pull?

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Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?


@jlynn0819 wrote:

 

 

Discover - SP I think?   SP

Capital One   SP

CitiBank  SP unless you request a HP for larger increases as previously posted

Mercury (my old Barclay's card)  IDK

Chase - HP If I remember right  IDK

Amex   SP

Synchrony - Amazon  SP

Synchrony - Old Navy   IDK

Kohls   SP

Commnity - Victoria Secret  SP

 


These may be profile specific but the above is my personal experience.

Both Kohls & Comenity express that they may do a HP but so far it's not happened to me in over 4 years.




Message 11 of 12
Valued Contributor

Re: Soft Pull - CLI's - does anyone know which ones are? and who they pull?

My VS was bumped up from $500 to $750 in October and it was a SP (no HP alerts or records on my report for it). It was an auto-CLI though. Might be that if you request a CLI they’ll HP you but that’s just speculation.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 12 of 12
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