cancel
Showing results for 
Search instead for 
Did you mean: 

Stash Denied.

tag
MyLoFICO
Valued Contributor

Re: Stash Denied.


@Anonymous wrote:
@MyLoFICO

I see you have a Stash Visa $12,000. What was your starting CL after recon? How long did it take you to get to $12K CL and what were your TU scores when you applied and when you got to $12K.

I got approved for Stash with a TU score of 714. $1500 SL but I called CS and they bumped it to 12k a couple of days later with the same score.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 21 of 25
Anonymous
Not applicable

Re: Stash Denied.

@MyLoFICO

Why did you wait a couple days to call CS and not right after you got approved? Just curious. 714 = $12K = me happy Smiley Very Happy
Message 22 of 25
MyLoFICO
Valued Contributor

Re: Stash Denied.

I got the marvel card and Stash on the same day. When Marvel CLI was denied I just decided to wait. I am maxed with Synch now for my credit experience level. Atleast, that is what they tell me when I go for a CLI now. I will try again in a few months when my score gets higher. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 23 of 25
Anonymous
Not applicable

Re: Stash Denied.

@MyLoFICO

You have two other Synchrony cards that I will apply for in 3 1/2 weeks that I don't have and want in the Marvel MC and Stash Visa.

I'm pretty much right where you are with a $6K Amazon, $6K Walmart MC and $6K Lowe's, but with a much lower TU score at least for the next 24 days.

I'm hoping to get those three cards all over $10K+ on my next CLI request also in 3 1/2 weeks when I have a 100% clean TU report.

I've had the Wally and Amazon fours years come July and haven't been able to get a CLI since Oct.5th, 2015 on either card. I've tested carrying high balances, no balances and a $11 balance and been denied every month for 6 months with Sync on any CLI requests. Hit their ceiling until I get these last two baddies off next month.
Message 24 of 25
MyLoFICO
Valued Contributor

Re: Stash Denied.

My limits have changed since then. Good luck, I hope you get them. The Stash is nice. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 25 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.