Not much info on that particular card here. You both get pulled. Why not AU?
From US Bank on their site.
"Adding a joint owner to your account is an important decision. Please be aware of the following:
- You and the potential joint owner may have an inquiry on your consumer credit bureau report.
- If the potential joint owner is approved, they can't be removed from the credit card account."
- https://answers.usbank.com/answers/s/article/How-do-I-add-a-joint-owner-to-my-credit-card-account
