Best of luck and an early CONGRATS to which does seem to be an approval.
For reassurance, give them a call & check to see if they have received your BT request... then get a reconfirmation on you SL.
@ChargedUp wrote:
@Gmood1 wrote:Expect those transfers to take 2 weeks in order to process.
I like US bank, but the BT times are off the charts!😂
I equate the US bank BT checks being delivered by pony express circa 1885.😆😆😆
Definitely give them a call. And may the force be with you on those BTs.
I did a small BT on my Elan card once and they paid BoA within 48 hours.
Yeah, I'm guessing it is bank depended. I did one to Regions from US bank. Took all of two weeks for it to process.
They must have an electronic link to BOA. At the present time, all banks should be electronic by now IMO. That's probably asking too much though.
@Gmood1 wrote:
@ChargedUp wrote:
@Gmood1 wrote:Expect those transfers to take 2 weeks in order to process.
I like US bank, but the BT times are off the charts!😂
I equate the US bank BT checks being delivered by pony express circa 1885.😆😆😆
Definitely give them a call. And may the force be with you on those BTs.
I did a small BT on my Elan card once and they paid BoA within 48 hours.
Yeah, I'm guessing it is bank depended. I did one to Regions from US bank. Took all of two weeks for it to process.
They must have an electronic link to BOA. At the present time, all banks should be electronic by now IMO. That's probably asking too much though.
Yes, it went through just like any other push payment on BoA's side.
@KeithW wrote:That was strange. I sent them an email and received a welcome email at 2:40am saying my card was on the way. Coincidence? I think NOT!
Congrats! Glad it worked out for you.
Sometimes applications will go into unexpected states. It usually only happens when something takes a long time to fill. I had a similar issue with Chase I filled in a BT and it timed out. Usually a phone call will sort it out but in some cases it really went through. In my case Chase did receive it and processed it a little later when I wanted to call but was busy. I recommend skipping the BT offer in the application and just filling it in later in the first 30 days or so. Be aware that balance transfers usually are staged. This means they will accept them and process them when they want them to go out for convenience. Also in this process sometimes larger banks have more transfer slots than smaller banks. Since US Bank and Regions are regional banks in different parts of the US with probably no overlap I am not surprised that they took 2 weeks to sort it out compared to BoA which probably has a branch down the street. The bigger banks are all better interconnected to everyone else compared to the small banks amongst themselves that is what makes them big banks. The only banks that have faster connections are online banks.
