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I'm making a suggestion for same-day cc applications for a friend, in the following order: Amex Cash Magnet, Synchrony PayPal MC, BOA Cash Rewards, and lastly, Discover iT. Does anyone think this order of applications should be modified? I appreciate any opinions on this.
BofA
Amex
then other shouldnt matter w/regards to order imo.
@CreditCuriosity wrote:BofA
Amex
then other shouldnt matter w/regards to order imo.
Thanks CC!
Are they a current AMEX cardholder? I only ask because if so the CM app would more than likely be a SP, then the second lender you apply to wouldn't see that if you used it as the first. That's what I did when I apped BCP and Freedom back to back. Neither lender saw an inq from the other because I chose to do the BCP first.
@Ficoproblems247 wrote:Are they a current AMEX cardholder? I only ask because if so the CM app would more than likely be a SP, then the second lender you apply to wouldn't see that if you used it as the first. That's what I did when I apped BCP and Freedom back to back. Neither lender saw an inq from the other because I chose to do the BCP first.
No. They will be a first time Amex appear.