Sync app

[Anonymous]

SO I was approved for Lowes with 15k yesterday.  I was wondering if I could you the same pull for other sync cards. Any thoughts?

[willwar14]

Synchrony does not combine pulls.

[myjourney]

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@willwar14 wrote:

Synchrony does not combine pulls.

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+1 each app will be a new HP

[Anonymous]

Yep, I just had recent experience with this and I WISH I would have consulted here first. I got approved for Amazon and WalMart so I figured I'd just apply for a bunch of Synchrony Bank cards since I thought they would combine pulls.  Nope.  Eight new iquiries on my TU report. It would have been ok had they all resulted in approvals but they didn't.  At least it was just on that one report and, so far, my score has not taken a hit.  

[Anonymous]

different cards, different pulls. App for the ones you want if youre going to.

[Loquat]

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@Anonymous wrote:

Yep, I just had recent experience with this and I WISH I would have consulted here first. I got approved for Amazon and WalMart so I figured I'd just apply for a bunch of Synchrony Bank cards since I thought they would combine pulls.  Nope.  Eight new iquiries on my TU report. It would have been ok had they all resulted in approvals but they didn't.  At least it was just on that one report and, so far, my score has not taken a hit.  

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One thing's for sure...an approval on one Synch card doesn't constitute approval on others.  Different criteria for each cards...with Sam's Club MC being one of the hardest in my opinion.  I waited until I was over 700 on TU and I was still nervous when I hit the "submit" button. 

[Anonymous]

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@Loquat wrote:

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@Anonymous wrote:

Yep, I just had recent experience with this and I WISH I would have consulted here first. I got approved for Amazon and WalMart so I figured I'd just apply for a bunch of Synchrony Bank cards since I thought they would combine pulls.  Nope.  Eight new iquiries on my TU report. It would have been ok had they all resulted in approvals but they didn't.  At least it was just on that one report and, so far, my score has not taken a hit.  

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One thing's for sure...an approval on one Synch card doesn't constitute approval on others.  Different criteria for each cards...with Sam's Club MC being one of the hardest in my opinion.  I waited until I was over 700 on TU and I was still nervous when I hit the "submit" button. 

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Exactly! I wish I had know this, I would have been a lot smarter about my applications. I was so shocked to get the Amazon and WalMart that I just went a little crazy. Luckly I am gardening until June of 2017 at which point ALL of my baddies will have either dropped off on their own or be gone due to GW letters or EE so I'm not terribly worried about inquires right now. 

[Loquat]

With good use and payment you'll see your Walmart and Amazon cards grow very nice.  Give it about 3-4 months and they'll start to show you love. 

[Anonymous]

i did get approved for Amazon, CARE credit,  Paypal and banana republic within a few days of each other, walmart was denied