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Synch Cards

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mariposa7678
Regular Contributor

Synch Cards

Back on July 2014 I applied for Jc penny & walmart, I saw on my inquires that it was pulled from TU which I didn't know my score at that time, I just pulled my score today and this is what I have EQ 676, TU 627, EX 665, my question is,Do yall think I would get accepted for any of these cards? 

Sorry is this post is not suppose to be here. 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 1 of 11
10 REPLIES 10
Creditaddict
Legendary Contributor

Re: Synch Cards

i would think walmart and possibly jcpenney

 

Message 2 of 11
mariposa7678
Regular Contributor

Re: Synch Cards

oh thanks, I'm new with all of these and I don't know who this works, sorry if I sound stupid, but Synch card works like chexsystem? 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 3 of 11
Creditaddict
Legendary Contributor

Re: Synch Cards


@mariposa7678 wrote:

oh thanks, I'm new with all of these and I don't know who this works, sorry if I sound stupid, but Synch card works like chexsystem? 


not sure I understand your question about sync and chex system being the same?

No, Sync is a bank and Chex Systems is a reporting agency that tracks bad bank account history.

Message 4 of 11
App_Addict
Valued Contributor

Re: Synch Cards

You should be good to go on the Walmart, however JCP will be rough.  They shot me down and my scores I believe are a tad bit higher.  Good Luck!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 5 of 11
mariposa7678
Regular Contributor

Re: Synch Cards

let me see how can I explain this, you know when you want to open a bank account the bank checks checksystem and base on that they will say yes or no? I was thinking if this bank works the same? 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 6 of 11
Creditaddict
Legendary Contributor

Re: Synch Cards

Yes, they typically pull TransUnion
Message 7 of 11
mariposa7678
Regular Contributor

Re: Synch Cards

wepa!!! I was approved but $250.00 Smiley Frustrated I thought it was going to be higher,...oh well.. If I call backdoor number can they increase it?

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 8 of 11
Creditaddict
Legendary Contributor

Re: Synch Cards


@mariposa7678 wrote:

wepa!!! I was approved but $250.00 Smiley Frustrated I thought it was going to be higher,...oh well.. If I call backdoor number can they increase it?


possible, otherwise will just have to wait 4 statements and you can request online and probably get something.

sign up for e-statements and you can get your FREE TransUnion Fico score each month with walmart card.

Message 9 of 11
mariposa7678
Regular Contributor

Re: Synch Cards

will do creditaddict 

2/23/15 -EQ 676 TU 627 EX 665 7/27/15 EQ 683 TU 683 EX 677 9/4/15 EQ 719 TU 690 EX 677 11/5/15 EQ 725 TU 693 EX 734**2/7/16 EQ 732 TU 696 EX 742
Message 10 of 11
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