Synchrony APR's be Lowered Over Time?

[Beast26]

Can all of synchrony cards get lower apr over time with good use?  I know I've read about people getting low apr with PayPal MasterCard, but can cards like the Amazon prime store card eventually drop the apr?  I'm a pay in full type of person but in the case of an emergency which we all can't prepare for is the only reason I care about the apr.  I'm fine with it starting at 26 but I'd like to eventually get it down.

[blindambition]

Synchrony is a lot like Chase on APR reduction. Not really done.

Chase sometimes offers by invite, but haven't seen Synchrony really do something like that.

[AverageJoesCredit]

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@blindambition wrote:

Synchrony is a lot like Chase on APR reduction. Not really done.

Chase sometimes offers by invite, but haven't seen Synchrony really do something like that.

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Sync can do by invite or more appropriately , they tell you its lowered. I was lowered to 12.99% on my PPMC

[M_Smart007]

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@Beast26 wrote:

Can all of synchrony cards get lower apr over time with good use?  I know I've read about people getting low apr with PayPal MasterCard, but can cards like the Amazon prime store card eventually drop the apr?  I'm a pay in full type of person but in the case of an emergency which we all can't prepare for is the only reason I care about the apr.  I'm fine with it starting at 26 but I'd like to eventually get it down.

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Probably better off playing the lottery

[Anonymous]

Store cards are very very unlikely to see APR reductions. Everyone has the same ridiculous APR on them. 

[M_Smart007]

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@Anonymous wrote:

 Everyone has the same ridiculous APR on them. 

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Not Me

#SynchFREE

[Meanmchine]

If your Synch card has multi-tiered APRs depending on credit worthiness, then there is a SMALL chance you can get a reduction.  However, most of Synch accounts have a singular APR rate

Good luck