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Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans"

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Anonymous
Not applicable

Re: Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans&

I too would like to know the current CL of the card in question.  It's a big difference if we're talking a current $1500 limit or a current $5000 limit, for example.

Message 11 of 15
Shooting-For-800
Senior Contributor

Re: Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans&

Are you at $10k limit?

$10k is hard ceiling to break through.

I have $10k and no real estate loan so the reason is nonsense.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 12 of 15
AverageJoesCredit
Legendary Contributor

Re: Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans&


@Credit12Fico wrote:

You don't have enough debt yet. That's the problem Smiley Happy


lol, this🤣

Message 13 of 15
Anonymous
Not applicable

Re: Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans&

The current CL is 10k .! Guess it's hard to break that .! 

Message 14 of 15
Namaste7
Established Contributor

Re: Synchrony Amazon CLI DECLINED.!!!!!!!! 800+ V/F score..reason - "NO Real Estate loans&

My account was approximately 4 years old when it was approved for a CLI from 10k to $20k. I do not have an RE loan. I had 2-3 unsuccessful attempts before I was approved. I called via backdoor the day before Prime Day (pre-COVID/pandemic). I think the same day I tried to get a CLI on the Sync PPMC and was denied. It's no rhyme and reason with Sync...

~~MMXX~~
2025 Goal$
2024 Goal$
2023 Goal$
FICOs 780+
Message 15 of 15
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