Synchrony Bank - Denied (BP Card)

[Anonymous]

They listed age of accounts, utilization percentage and not enough reloving credit. (Sorry that's off the top of my head and I forgot to save the letter.)

Guess I have to wait it out in the garden.

[AllZero]

That's unfortunate. Hope you get better luck next time.

[Anonymous]

Sorry about the denial. Are your other cards all under a year?

[Anonymous]

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@Anonymous wrote:
Sorry about the denial. Are your other cards all under a year?

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Quite a few of them are new (4 of them), but I have three cards that are over 2 years old each. 

[Anonymous]

What was your utilization when you applied?

[Anonymous]

It was pretty high. It went from 89 to 29 recently.

[Anonymous]

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@Anonymous wrote:
It was pretty high. It went from 89 to 29 recently.

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So now it's 29%? Is it reporting as such ?

[Anonymous]

It reported 29% after I applied. I can probably wait a few months and reapply.

[CreditCuriosity]

utilization is what got you...   Sorry about the denial