Synchrony PayPal 2% Cashback MC Data Points

[Anonymous]

Ill put mine in even though its oldish

January 24, 2018, SL 700, TU at the time was 651

It hasnt grown since, not yet anyway.  Been a paypal account holder since 2004, and already had the comenity (as of yesterday Synchrony) credit line as well.

[Anonymous]

Additional data point: Synchrony has been very prompt about reporting the new account. It just appeared tonight on Experian and I expect to see it on TransUnion and Equifax soon as well. I'm not sure why I was expecting to see only the temporary CL reported to start with, but it showed up with the full permanent CL reported.

[bpcnabe]

Can you share which CRA they pull? I tried it once before and unlocked TU (based on search) but they pulled EX (which was locked). 2 months later and they are teasing me again.

[MidnightKnight]

Mine is from back in January. Could be useful to people with young profiles.  Data from when I applied from the best of my knowledge. 

Age: 18 (College Student, 2 Part-time jobs)

AAoA: 4 months

TU FICO 08 score: 758

Credit Limit Approved: 6,400

Derogs?: No baddies

Total TU Inquiries: 1 from 6 months ago

New Accounts in last 12 months: 3

Other Relevant Info:  Had to call a number to verify information and was approved after verifying information. 

Total number of Accounts: 1 Joint, 2 individual, 2 AU

[jayjayhawaii]

AAoA: 11 months

TU FICO 08 score: 710

Credit Limit Approved: 2,500

Derogs?: No baddies

Total TU Inquiries: 12, 5 of them in the last six months

New Accounts in last 12 months: 8, 4 of them in the last six months

Other Relevant Info:  21% utilization, $80k income, PayPal account open since 2011, but used sparingly

[44Rebuild2Ball]

AAoA: 4 yrs 8 months
TU FICO 08 score: 628
Credit Limit Approved: 300
Derogs?: 1 collection 3.6k (4yrs) 1 auto loan charge off 8.3K 5.5 yrs both unpaid
Total TU Inquiries: 3, all of them in the last six months
New Accounts in last 12 months: 3 of them in the last six months
Other Relevant Info: 34% utilization