Synchrony finally approved me

[Anonymous]

finally got in with synchrony with care credit with a SL of 1500. Been trying to get in with synchrony with Walmart kept getting declined. So I got the care credit last night and thought cool I got in with synchrony and thought Walmart might approve me too. Man was I wrong got the 7-10 days notice. Back to semi garden

[thummel]

What is your TU score if you don't mind me asking?

[Anonymous]

Not all Sync 7-10 notice are declines sometimes it could be verification issues, I have many Sync cards while some instant approval some with 7-10 notices which I called CS backdoor number for App status and they go through the app they will tell you if it was declined or just need more information, No harm in calling which all of the 7-10 days got approved

[Anonymous]

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@thummel wrote:
What is your TU score if you don't mind me asking?

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My TU score is 624

[Dalmus]

624 is a little low for Sync in general. Care Credit approval parameters seem to be more lax, though.

I got my Care Credit when I was in the 630's, couldn't get Wal-Mart until 650's, and Amazon store card finally in the 670's.

[Anonymous]

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@Dalmus wrote:
624 is a little low for Sync in general. Care Credit approval parameters seem to be more lax, though.

I got my Care Credit when I was in the 630's, couldn't get Wal-Mart until 650's, and Amazon store card finally in the 670's.

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How about for credit line increases for Carecredit. I hear that Sync does HP's for CLI? (True or False)

[willwar14]

Only for care credit

[bigpoppa09]

i got my walmart card in May of 15 with a 601 TU Fico

[Shawndoe79]

I got my walmart with a 624 TU

[Anonymous]

My TU was between 610-630 when I got Walmart. (Target & VS as well) 

Edited to say: It was a pre-approval letter that I got in the mail from Walmart