Synchrony max apparently

[12njoy]

Apparently, I've hit my max celing (at the moment) with Synchrony.  Hit the 4 month mark with my TJX and notta.  Can't get anything else on my other Synchrony cards eiter.  Now let's see that list has grown from Chase, Barclays, Discover and now Synchrony.  I'm hopeful that Synchrony is just temporary.

[Anonymous]

Good luck 12!

[12njoy]

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@Anonymous wrote:

Good luck 12!

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I just replied to your WF question in PM

[Jerry45]

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@12njoy wrote:

Apparently, I've hit my max celing (at the moment) with Synchrony.  Hit the 4 month mark with my TJX and notta.  Can't get anything else on my other Synchrony cards eiter.  Now let's see that list has grown from Chase, Barclays, Discover and now Synchrony.  I'm hopeful that Synchrony is just temporary.

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I wonder the max is on the Sportsman's Visa?

[FinStar]

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@12njoy wrote:

Apparently, I've hit my max celing (at the moment) with Synchrony.  Hit the 4 month mark with my TJX and notta.  Can't get anything else on my other Synchrony cards eiter.  Now let's see that list has grown from Chase, Barclays, Discover and now Synchrony.  I'm hopeful that Synchrony is just temporary.

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Give it a couple more months and try again.  Now, if you don't get any CLIs for any SYNCB cards in the next 6-12 months (I'd be very suprised), then you may have hit some cap with them (depending on your income and total tradelines/aggregate CLs). 

Someone posted not long ago exceeding the SYNCB $100K "soft" cap, so it's possible one can exceed it without issue (hopefully).

[CreditMagic7]

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@FinStar wrote:

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@12njoy wrote:

Apparently, I've hit my max celing (at the moment) with Synchrony.  Hit the 4 month mark with my TJX and notta.  Can't get anything else on my other Synchrony cards eiter.  Now let's see that list has grown from Chase, Barclays, Discover and now Synchrony.  I'm hopeful that Synchrony is just temporary.

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Give it a couple more months and try again.  Now, if you don't get any CLIs for any SYNCB cards in the next 6-12 months (I'd be very suprised), then you may have hit some cap with them (depending on your income and total tradelines/aggregate CLs). 

Someone posted not long ago exceeding the SYNCB $100K "soft" cap, so it's possible one can exceed it without issue (hopefully).

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+1

Couldn't agree any more with Fin. Synchrony is strikingly unique in the manner in which they operate and their cap is set pretty high.

Just follow the advice 12 and give it time then try again. You may very well be surprised   They might delay for an extended period, (has happened with me lately) then all of the sudden up jumps another SP CLI once again   Unpredictable? Very.

[12njoy]

Thanks for the info FinStar and CreditMagic7. I just keep going wanting more and more. As if I don't have more than enough now.

[woodyman100]

Try again at 5 months.

I was changed to a 5 month schedule a little over a year ago.

Don't know why, but it just was....

[Ford725]

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@12njoy wrote:
Thanks for the info FinStar and CreditMagic7. I just keep going wanting more and more. As if I don't have more than enough now.

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Hey 12, I think I have your answer!!!! Apparently, there is a cap, but it's on how many requests you can make in a period of time. A rep explained to me that when we call, all of our accounts pop up on their screen along with the number of calls and CLI requests made first. If they see an exaggerated number of requests in a short period of time, they will auto deny, regardless of how high one's credit score is. He said it would take 90 days from the last request before the computer would grant another. I'm in the same boat as you. Lol. It was like playing the slot machine. You know you should stop, but you keep pulling. Anyway, I'll revisit this in September. Hope this helps.