Target CLI question

[Anonymous]

I've had mine since Oct. 2019 and have had 2 credit limit increases. Started out at $500, went to $800 and then to $1100 and I rarely use the card. I've used it maybe 5 times since Oct. 2019 but each credit limit increase came after I made a purchase but even those purchases where not big. Both where less than $100 dollars.

[M_Smart007]

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@Anonymous wrote:

I've had mine since Oct. 2019 and have had 2 credit limit increases. Started out at $500, went to $800 and then to $1100 and I rarely use the card. I've used it maybe 5 times since Oct. 2019 but each credit limit increase came after I made a purchase but even those purchases where not big. Both where less than $100 dollars.

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@Anonymous,

Make sure you use your card within a six month time frame, they CLD'd mine the day the 7th Non-use statement cut.

[PullingMeSoftly]

Yep, this is one of those cards that will grow when TD Bank feels so inclined to give an increase. I'm still at my SL of $2500, account opened February 2020. 

[Total80sKid]

It took me 5 years before I got an increase 

Started out at $500 in 2011 and I kept that thing like 95% maxed out and then in early 2016 I was trying to finally pay it down. Went two months without using it and then they gave me my first CLI to like $800. Then the CLI train kept coming every other month to 3 months until 2017 and it reached around $4500 or so.

I wish you luck on getting an increase soon!

[snapcat]

I can sympathize. I opened mine in Nov '19 and got the $300 CL. Prior to that, I read post after post of how it will grow. I've used it every month, but nothing. On the other hand, TD Bank keeps increasing my CL for my Nordstrom card - up to $16K. Go figure. I'm prolly going to sock drawer it for a while. But I won't keep it there for more than 6 months. It definitely doesn't grow like a weed anymore.

[Anonymous]

I'm considering closing mine as well October 2019 300->800 March 2020 nothing since and I've near maxed it out and pif multiple times (at least 4) after the increase, it makes my profile look bad got all these 5k cards and then an 800 dollar target card lol

[coreyb80]

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@PullingMeSoftly wrote:

Yep, this is one of those cards that will grow when TD Bank feels so inclined to give an increase. I'm still at my SL of $2500, account opened February 2020. 

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This about sums it up nicely for this card.  It's been a year since I've seen an increase on my card, but they did CLD me by $200 from $2200 to $2000.  About to pay it off in the next 3 months and see how to respond.  One of my personal favorite cards to use and hoping they convert me to the MC before the year is out.