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Target Pending App?

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Creditaddict
Legendary Contributor

Target Pending App?

Is this ever not a denial? They seem like such a computer driven company that if it's not instant, it's declined, no?

They pulled TU

 

I recently closed my 3rd and final Target Card just a couple weeks ago because of the low limit and no CLI.

I applied for a new card couple weeks back just before closing my 3rd and last card and it was pending instantly but NO PULL because they said in letter I already had an account... so this time I received the instant alert from CreditKarma and logged in to see Target pulled TU so they are actually processing this application.

Message 1 of 24
23 REPLIES 23
sandman2435
Established Contributor

Re: Target Pending App?

CA,I've tried to get this card a year ago and was turned down at the check outs(I app at the store getting checked out)UW told me I had to many inq lol

Message 2 of 24
Creditaddict
Legendary Contributor

Re: Target Pending App?


@sandman2435 wrote:

CA,I've tried to get this card a year ago and was turned down at the check outs(I app at the store getting checked out)UW told me I had to many inq lol


oh god , then I'm WAY Denied!

 

Message 3 of 24
Creditaddict
Legendary Contributor

Re: Target Pending App?

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!

Message 4 of 24
willwar14
Valued Contributor

Re: Target Pending App?

Target can go....... You know the rest.. I closed my card there just because of the $300 limit, ridic..

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 24
Ron1
Super Contributor

Re: Target Pending App?

Sorry to hear!! Smiley Sad try it next year.

Ron.
Message 6 of 24
sandman2435
Established Contributor

Re: Target Pending App?

I had a target Visa back in the day that I closed(was cleaning house a few years back to weed out some cards)had a $15K limit,wished I would have never closed it out lol

Message 7 of 24
NRB525
Super Contributor

Re: Target Pending App?

Target Debit? Same 5% back, right?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 24
Anonymous
Not applicable

Re: Target Pending App?


@Creditaddict wrote:

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!


Over seven they say? I had 26 at my approval the other day.

Message 9 of 24
Creditaddict
Legendary Contributor

Re: Target Pending App?


@Anonymous wrote:

@Creditaddict wrote:

UPDATE:

 

Called and it was declined for Inquiries.

I asked what is to many.

She said usually anything over 7.

I was like yeah right, forget that... won't be a target credit customer ever again if that is the case.

That's STUPID! it's target... get off your high horse!


Over seven they say? I had 26 at my approval the other day.


interesting... any reconing with them or computer only?

Message 10 of 24
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