Target RED Card Credit Line Increase??

[Anonymous]

Hi,

Ive had my Target RED card for about two years. I started off with a $200.00 credit limit. I want to say about eight months later, I received a $500.00 increase so a total credit limit of $700.00.

Does anyone else struggle with getting credit increases from Target RED Card? I have other store cards with the same time frame (age) and have recieved two credit increases within less than one year alone. I know every credit card is different, but I'm just curious. Also, any tips on getting a credit increase with Target RED Card? Does anyone else have this same problem with not getting increases with them?

I do update my income when asked, but still no increase in about a year now.

Thanks!!

[Brian_Earl_Spilner]

It's normal for target. Once they start increasing though, they can start to be generous. I went almost 4 years without an increase. I've gotten one every 3 months since they started in December. Went from $300 to $1200. Next cycle is in 2 days, so we'll see if my train is still running.

[Anonymous]

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@Brian_Earl_Spilner wrote:

It's normal for target. Once they start increasing though, they can start to be generous. I went almost 4 years without an increase. I've gotten one every 3 months since they started in December. Went from $300 to $1200. Next cycle is in 2 days, so we'll see if my train is still running.

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Thank you for sharing! Target's RED Card is the card that I use the most so I always wonder im stuck with my limit.

[Brian_Earl_Spilner]

No, from the data points here, once you get on the train with regular increases it leads to a mastercard upgrade. A few smaller increases>larger increase>big increase with upgrade.

[Meanmchine]

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@Brian_Earl_Spilner wrote:

No, from the data points here, once you get on the train with regular increases it leads to a mastercard upgrade. A few larger increase>larger increase>big increase with upgrade.

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I think your statement should read

Big increase with upgrade > larger increase > big increase

The ">" means bigger or better than

[xiocc]

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@Meanmchine wrote:

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@Brian_Earl_Spilner wrote:

No, from the data points here, once you get on the train with regular increases it leads to a mastercard upgrade. A few larger increase>larger increase>big increase with upgrade.

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I think your statement should read

Big increase with upgrade > larger increase > big increase

The ">" means bigger or better than

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I think the usage was for an arrow or progressive path indicator. Not a math gt/lt indicator

[Brian_Earl_Spilner]

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@xiocc wrote:

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@Meanmchine wrote:

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@Brian_Earl_Spilner wrote:

No, from the data points here, once you get on the train with regular increases it leads to a mastercard upgrade. A few larger increase>larger increase>big increase with upgrade.

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I think your statement should read

Big increase with upgrade > larger increase > big increase

The ">" means bigger or better than

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I think the usage was for an arrow or progressive path indicator. Not a math gt/lt indicator

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You would be correct

[DJRobbieD]

Which CRA does Target use for RED card CLI requests?

[chhull00]

I have Target MC this is what i did hope this helps you, opened target with 800 sl  (scores in700s) nine months later went to 2k now what i did, i buy tracfone cards there for my family so i buy them every month and let them auto pay so maybe 50-75 a month, update income every month, then at my 15 month they gave me a 7000 increase and upgraded to the Mc version, total time 18 months to get 9000 and a MC too, hope this helps you to get your much deserved increase, good luck to you

[Keatonsdaddy]

I  started off with a $300 limit back in 2012 when I started my credit rebuilding. Sadly i've only got one CLI of $400 a couple years ago and that was it. Like you I also keep my annual income updated but im guessing they are very frugal!!!