Target Redcard pre qualify site

[Laredo]

I burned them in my ch13 and still show I was pre-approved.  I know better than to hit the submit button.

[Hex]

I got an email from Target today and I decided to read the fine print at the bottom and it says this:72F69128-49A7-4BBC-B6E6-6D591FBDA70A.jpeg

Not sure if this is out of date or only applies to me. 

[NoMoreE46]

It could be wrong as we have new MC approvals to contradict:

Target Mastercard Approval -- $8,000!!! - myFICO® Forums - 6609270

Target RedCard Mastercard Approval - myFICO® Forums - 6593286

Target MC Approval - myFICO® Forums - 6602129

Target MasterCard Direct App Approved - myFICO® Forums - 6601750

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@Hex wrote:

I got an email from Target today and I decided to read the fine print at the bottom and it says this:72F69128-49A7-4BBC-B6E6-6D591FBDA70A.jpeg

Not sure if this is out of date or only applies to me. 

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[Hex]

I know about the recent approvals that's why I looked at the fine print in the email I got from Target today. I think what is written in the email might be out of date. 

[NoMoreE46]

Gotcha @Hex .

Yeah - maybe one of us needs to point out to TD that their written policy is not accurate.

[biznob]

I have had a target store card for probably 5 years or so.   I never use it.  It currently has a 500$ limit.  It did go up to $1500 but went down to $500 when covid started.  

I did the prequalify and was prequalified.   I went ahead and did the full ap hoping for the CC and was given the 7 day notice.  I have not had any hard INQ's to my reports so i am assuming i was preapproved for the store card again and when i went to apply they saw i already had it and a denial letter will be coming my way soon.

[Cashbackjunky]

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@Hex wrote:

I got an email from Target today and I decided to read the fine print at the bottom and it says this:72F69128-49A7-4BBC-B6E6-6D591FBDA70A.jpeg

Not sure if this is out of date or only applies to me. 

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Interesting. I can't speak to the verbiage in their emails but I see at the bottom of the prequal link they now have added "may not be" to the verbiage

FEACBABC-CEF1-487B-ABC0-5ECD9AF82936.jpeg

[NoMoreE46]

Thanks for sharing this @Cashbackjunky.

I would like to believe that this thread was the impetus for TD to modify that verbiage so let's take the credit.  😝

[disdreamin]

I'm still trying to figure out how to get Target to extend a MC to me. At this point, I think it would take closing my current account and reapplying, as nothing else seems to work.

[Jeffster1]

I LOVE Target but this whole issue with whether or not they will issue an MC is too much for me. I'll stick with applying for cards where I know what I will get when I am approved. I have a Target debit card which gives me the 5 percent. I'm not willing to risk getting one of their store cards when I really want their MC.