Target Mastercard Approval -- $8,000!!!

[credit_is_crack]

I'm Back! 

It's been a minute since I've posted in this section, but I have an approval to share I was reading various posts about Target now allowing folks to apply for the MC version right out of the gate. Not having this option before was the exact reason I never applied for it (CLI's couldn't be requested, conversion may happen, etc. - I was never patient enough for it).

I've never had any type of Target card, and I don't have any relationship with TD Bank, but I will note that I had a $13k Nordy's Visa for 3 years (I closed this out 2 months ago as part of the purge). 

Starting Limit: $8,000

New Accounts < 6/12/24 Months: 0/1/2 (youngest is 11 months old)

Inquiries under 6/12/24 Months: 0/0/4 (the 11 month old card was an Amex SP)

App: Instant Online Approval

Pulled: EQ (not sure which version, but score at time of app was F8 822, F9 833, and F10 809)

Average Age of Accounts: 10 years

Total Available Credit: ~$550k across 21 cards (soon to be 17)

Step 1) I created a target profile (name, address and now I have a "profile"), then I logged out

Step 2) After I logged out I was back on the target homepage, and went all the way to the bottom ("Services" category < RedCard) and clicked it. Although this was a genuine cold app, I warmed her up a bit by going thru the pre-qualify process.

I instantly got this response

I then hit the "Apply Now" button and it redirected me to the 'real' app (at no point did it ever let me select "Apply for MC version", but it had both cards as part of the visuals)

After completing the app details I get to the terms and it does show two distinct columns (terms for MC and terms for Store) and it does call out that I'll be conisdered for both (assuming MC first, Store card second)

I hit submit, it spins for about 10 seconds and Boom! This is where it told me I was getting the MC version. 

I then got the approval email like 20 seconds later

All-in-all I'm quite pleased. This starting line seemed higher than I remember Target usually giving out, but I'll take it (and with the MC right out of the gate!)

[KingRue8500]

Congrats on your Target MC approval

[credit_is_crack]

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@KingRue8500 wrote:

Congrats on your Target MC approval

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Thanks @KingRue8500!

[Yasselife]

Congratulations. With your credit, nothing is impossible, good experiment. @credit_is_crack 

[credit_is_crack]

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@Yasselife wrote:

Congratulations. With your credit, nothing is impossible, good experiment. @credit_is_crack 

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Thanks @Yasselife .. you know, it was for Science lol 

[CYBERSAM]

Congrats on your Target Mastercard Approval 🤑👍

[PapaTunde]

Congrats on your new Red card

[fullacrobat5]

Congratulations on Target Mastercard approval!!

[FicoComeback2018]

FANTASTIC!!!🎉

[Anonymous]

Welcome back! Congrats on your new card. thanks for the step by step on how it happens. I was curious about that. I hope you update your "off with their heads" thread. I'm curious to see the end game unless your signature is up to date.