cancel
Showing results for 
Search instead for 
Did you mean: 

Thanks for the Shared Knowledge

tag
CABinTN
Member

Thanks for the Shared Knowledge

I would like to Thank all those that realize Shared Knowledge is Power. I have learned alot here and benefitted from the teachings in this group and other groups. I started 2021 with a FICO of 485, one low limit Capital One CC and two store cards with one being low limit and started 2022 with 705 FICO, 15 new credit cards from $300 to $13.9k totally over $80k credit cards to include a business CC as well. I maintain a 3 percent balance across all except one used exclusively for this past holiday period but will quick pay that one down this month. Screenshot_20220103-203627_Gallery.jpg

 

12/01/20 EQ 496 TU 495 EX 420 Started Self Credit Repair
05/30/21 EQ 611 TU 602 EX 591
12/01/21 EQ 715 TU 710 EX 681

Prime: FNBO Visa 11.6k, FNBO MasterCard 11.6k, PENFED Platinum 7.5k, PENFED Gold 6k, Truist Enjoy 5k, Truist Future 5k, Truist Travel 4.5k, AAFES 4.3k, Discover IT 4k, AMEX Reserve 3.7k, NFCU Cash Rewards 2k, AMEX Platinum 1.7k, Lowes 1k, Capital One 750, Khol's 700, Macy's 300.

Sub: Fingerhut 1.2k, Credit One 500, Indigo 300.

Business: FNBO Visa 13.9k.
Message 1 of 12
11 REPLIES 11
SUPERSQUID
Valued Contributor

Re: Thanks for the Shared Knowledge

I agree this forum is amazing. That Indigo card hurts my eyes

Message 2 of 12
CABinTN
Member

Re: Thanks for the Shared Knowledge

I know right but at 485 FICO I wanted to start some where.  

12/01/20 EQ 496 TU 495 EX 420 Started Self Credit Repair
05/30/21 EQ 611 TU 602 EX 591
12/01/21 EQ 715 TU 710 EX 681

Prime: FNBO Visa 11.6k, FNBO MasterCard 11.6k, PENFED Platinum 7.5k, PENFED Gold 6k, Truist Enjoy 5k, Truist Future 5k, Truist Travel 4.5k, AAFES 4.3k, Discover IT 4k, AMEX Reserve 3.7k, NFCU Cash Rewards 2k, AMEX Platinum 1.7k, Lowes 1k, Capital One 750, Khol's 700, Macy's 300.

Sub: Fingerhut 1.2k, Credit One 500, Indigo 300.

Business: FNBO Visa 13.9k.
Message 3 of 12
M_Smart007
Legendary Contributor

Re: Thanks for the Shared Knowledge

@CABinTN, Congratulations on you successHatTipSmileyAnim.gif

Message 4 of 12
Trini88
Established Contributor

Re: Thanks for the Shared Knowledge

Congratulations! I started 2021 just like you but ended it with way less than you 😂😂😂. I'm still happy tho, went from $500 on one card to $22000. Building these in 2022 is gonna be great.

10/19 Quicksilver: $2K
3/21 Americard pc Customized Cash Rewards: $30K
6/21 Target RedCard: $700
6/21 Discover It: $8.5K
6/21 Victoria Secret: $6K
6/21 Savor: $2.3K
7/21 Walmat MC pc VentureOne: $4.1K
8/21 Amex BCP: $25K
11/21 Lowes Advantage: $35K
11/21 FNBO Evergreen: $25K
11/21 GS Apple Card: $4K
4/22 Chase Amazon Prime: $11.2K
7/22 Amex BCE: $8.4K
10/24 Amex Gold: Charge Card
Message 5 of 12
cashorcharge
Community Leader
Super Contributor

Re: Thanks for the Shared Knowledge

Congratulations on your successes!! 🥂🎉🍾

Message 6 of 12
Curious_George2
Valued Contributor

Re: Thanks for the Shared Knowledge

Wow! That's a heckuva year! Congratulations on improving your credit situation so much, so fast!

Message 7 of 12
SUPERSQUID
Valued Contributor

Re: Thanks for the Shared Knowledge

When i first came here earlier in the year i only had store cards and high interest and fees low cl cards which i already closed. My last 3 cards were savor one 3k, penfed pcr 7.5k, and nfcu cash rewards 3700 .

I never even heard of these cards of cu's like nfcu or penfed until i came here. People on this forum are so easy to share their knowledge and some post their failures or successes to help others.

Message 8 of 12
Adkins
Legendary Contributor

Re: Thanks for the Shared Knowledge

Congratulations, @CABinTN! That's quite the credit score climb and great new cards!


Last HP 08-07-2023



Message 9 of 12
Mr_Mojo_Risin
Senior Contributor

Re: Thanks for the Shared Knowledge

Pretty sweet year for you, congratulations!

Yes, these forums have helped many people. The access I have now to all forms of credit is largely due to the great myFICO gang!

Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.