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The BarclayCard CLI Soft Pull thread

Super Contributor

Re: The BarclayCard CLI Soft Pull thread

Mine's kinda meh..

 

After 4x recon on the SM, I rec'd the card a week later and when I called to activate it, I asked if there was any addtl offers on the card and or possible APR reduction. They countered with $500 SP CLI and $50 CB after $1,000 spend.

EX FICO  16 INQ  791
EQ FICO  10 INQ  786
TU FICO  12 INQ  790
Total CL$477,00038 TL
Message 31 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


Nixon wrote:

Mine's kinda meh..

 

After 4x recon on the SM, I rec'd the card a week later and when I called to activate it, I asked if there was any addtl offers on the card and or possible APR reduction. They countered with $500 SP CLI and $50 CB after $1,000 spend.


Nice bump there to your SL.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 32 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


Nixon wrote:

Mine's kinda meh..

 

After 4x recon on the SM, I rec'd the card a week later and when I called to activate it, I asked if there was any addtl offers on the card and or possible APR reduction. They countered with $500 SP CLI and $50 CB after $1,000 spend.


Omg Nixon are you serious ? Wow, I'm Jealous.ughhhh... Congrats on your account offers 

Message 33 of 503
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

My Barclay NFL rewards card was opened in January 2014 with $500 SL. In August, I used aHP to increase the CL from $500 to $1000.

Today I called to inquire about an APR reduction, PC and SP CLI.

 

I did get the APR reduction

I did PC from NFL rewards to the Barclay Rewards Visa w/10,000 point bonus. The retention specialist informed me to wait 60-90 days and then PC to arrival.

I did not receive any SP increase. However the retension specialist stated to keep an eye our for auto increases. Now ky 7th statement, since my last CLI, occurs in about 5 days. So I will wait to see what happens.

 

All in all....not too bad and did not take an HP.

My mindset on Barclay's might change and if I use the card more than maybe better things will happen.

In the garden since 11/17/15
12/11 Scores; EQ 641 TU 659 EX 675 Util: 18%
Chase Clock: newest AU account 12/9/15.

Message 34 of 503
Moderator

Re: The BarclayCard CLI Soft Pull thread


slund5499 wrote:

My Barclay NFL rewards card was opened in January 2014 with $500 SL. In August, I used aHP to increase the CL from $500 to $1000.

Today I called to inquire about an APR reduction, PC and SP CLI.

 

I did get the APR reduction

I did PC from NFL rewards to the Barclay Rewards Visa w/10,000 point bonus. The retention specialist informed me to wait 60-90 days and then PC to arrival.

I did not receive any SP increase. However the retension specialist stated to keep an eye our for auto increases. Now ky 7th statement, since my last CLI, occurs in about 5 days. So I will wait to see what happens.

 

All in all....not too bad and did not take an HP.

My mindset on Barclay's might change and if I use the card more than maybe better things will happen.


What was your old APR and what is your new APR... Meanies not giving me any love

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | Fifth Third Bank | BB&T | Synovus | Commerce
Message 35 of 503
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

APR went from 24.99 to 19.99.

In the garden since 11/17/15
12/11 Scores; EQ 641 TU 659 EX 675 Util: 18%
Chase Clock: newest AU account 12/9/15.

Message 36 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread

Congrats on your CLi and APR reduction. It sucks how we never know if an offer is on the 

table. I wonder if the offer ever expires if it sits too long without being claimed. Hmmm

Message 37 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


slund5499 wrote:

My Barclay NFL rewards card was opened in January 2014 with $500 SL. In August, I used aHP to increase the CL from $500 to $1000.

Today I called to inquire about an APR reduction, PC and SP CLI.

 

I did get the APR reduction

I did PC from NFL rewards to the Barclay Rewards Visa w/10,000 point bonus. The retention specialist informed me to wait 60-90 days and then PC to arrival.

I did not receive any SP increase. However the retension specialist stated to keep an eye our for auto increases. Now ky 7th statement, since my last CLI, occurs in about 5 days. So I will wait to see what happens.

 

All in all....not too bad and did not take an HP.

My mindset on Barclay's might change and if I use the card more than maybe better things will happen.


Hope you get that auto-CLI. Good luck! 

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 38 of 503
Established Contributor

Re: The BarclayCard CLI Soft Pull thread

I already gave pretty full disclosure in the Approvals forum but my USAir card was opened 10/31/14 with a $2k limit. Took HP for CLI on 3/7/15 and got $5k increase bringing me to $7k. Called back yesterday morning to the number Baller listed, spoke with a young analyst and asked for a soft pull CLI. I had to explain to her three times what I meant, and she checked and approved me to be increased to $10k with a soft pull. 

Personal Credit? Check. Business Credit? Check.
Mission Accomplished.
Thanks MyFico!
Message 39 of 503
Valued Contributor

Re: The BarclayCard CLI Soft Pull thread


msbia wrote:

I already gave pretty full disclosure in the Approvals forum but my USAir card was opened 10/31/14 with a $2k limit. Took HP for CLI on 3/7/15 and got $5k increase bringing me to $7k. Called back yesterday morning to the number Baller listed, spoke with a young analyst and asked for a soft pull CLI. I had to explain to her three times what I meant, and she checked and approved me to be increased to $10k with a soft pull. 


Congrats on the recon CLI! Yeah, if they ask me what a soft pull is I will just hang up and call back. Glad it worked out for you. 43% is the highest increase I've seen on a soft pull yet.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me
Message 40 of 503