The Definitive Amex 3X CLI Guide

[Anonymous]

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@taxi818 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I just did my 61 days 3x CLI for my Blue Cash.  Went from 8.5K to 24.8K.  Woohoo!

Now I have to wait 6 more months to request another 3x CLI, correct?

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Congrats!! Yep, 181 days

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yeah like that will ever happen

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lol well certainly maybe if one can't wait that long they can try one with a hard pull?

i have my 61 day coming up in 2 weeks. I'm a nervous wreck 

[s_haliz]

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@Anonymous wrote:

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@s_haliz wrote:

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@Anonymous wrote:

I just did my 61 days 3x CLI for my Blue Cash.  Went from 8.5K to 24.8K.  Woohoo!

Now I have to wait 6 more months to request another 3x CLI, correct?

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Congrats!!!!!! What was your income? How was your utilization on AMEX and also on other cards? 

I had 10% utilization on my Arrival card. 0% on everything else and 80K income. 

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Thank you for sharing the info. 

[Ysettle4]

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@Anonymous wrote:

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@taxi818 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I just did my 61 days 3x CLI for my Blue Cash.  Went from 8.5K to 24.8K.  Woohoo!

Now I have to wait 6 more months to request another 3x CLI, correct?

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Congrats!! Yep, 181 days

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yeah like that will ever happen

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lol well certainly maybe if one can't wait that long they can try one with a hard pull?

i have my 61 day coming up in 2 weeks. I'm a nervous wreck 

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I see a $6K CL on that very day for you. I can't see why not with those scores

[s_haliz]

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@Anonymous wrote:

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@taxi818 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

I just did my 61 days 3x CLI for my Blue Cash.  Went from 8.5K to 24.8K.  Woohoo!

Now I have to wait 6 more months to request another 3x CLI, correct?

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Congrats!! Yep, 181 days

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yeah like that will ever happen

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lol well certainly maybe if one can't wait that long they can try one with a hard pull?

i have my 61 day coming up in 2 weeks. I'm a nervous wreck 

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You don't need to be nervous. If you had used the card and PIF or with little balance and everything else is same when you get the card, you have a good chance to get either 3XCLI or some sort of counter offer (if they don't give full 3XCLI). 

[Anonymous]

Grr, Hopefully, but there has been a lot of activity since and I'm not sure when they last pulled. But you guys will hear in 2 weeks

[godscountry]

I need another business card.  Not going to app for a while due to my recent inq.  Chatted online with AMEX this morning, they said I should call the new accounts team about raising limit on my business card.  61 days for me would be Nov 23rd.  I am guessing I should just wait and go for 3X CLI then?  Its hard not to get anxious...but I can surely wait til then.

[Anonymous]

Just finished my 3X CLI!!!  Stoked, instant approval, done and done.

[taxi818]

Congrats. I wanted to ask a couple questions. Did you pay in full every month? And did you use automated system or talk to live rep. Any info will help me in future. Thanks.

[Ghoshida]

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@MustangSaluki wrote:

The Guide has now exceeded the single post limit of 20,000 characters, so we will use this thread for discussions. Please check the sticky for the guide.

If you recently received a CLI from Amex, please post in the following format to assist in completing the Carrying Balance vs PIF & Other Utilization Factors work-in-progress portion of the guide.

MyFico/Other Handle: Ghoshida
Initial CL: $1,000 applied on 20-Nov-2013
61 day/181 day CLI: (please indicate whether 61day/181day also) Did not know about 61 day 3X. Denied CLIs in April, May, and June 2014. Auto-CLI on 21-Sep-2014 (10 months after opening) to $2k. Requested 3X CLI on 13-Oct-2014 (327 days), instant approval $6k
@Anonymous Utilization @ CLI: 85% during auto-CLI, 0% during 3X CLI
@Overall Utilization @ Last EX Soft Pull: 35% during auto-CLI, 1.5% during 3X CLI
Ratio of Income/(Overall Available Credit) (4 decimal places): 1.50
Number of new credit lines opened since opening Amex account or last Amex CLI: 3 new accounts (Sallie Mae MC, Chase Freedom, Chase Slate)
Total $$ value of all transactions since Amex account opening or last Amex CLI: $2,800

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Got  3X CLI today, so thought I should update this thread. 

[AvadaKedavra]

Approved for a 3x CLI on my 61st day!  1,000 to 3,000 on my ED!