The Definitive Amex 3X CLI Guide

[stagefoursurvivor]

Uhhhh, need the actual numbers to even venture an opinion, was it 630, now 615 or 750, now 735?

[Anonymous]

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@NycGirl41 wrote:

After 61 days, I would like to ask for 3X CLI on my BCE but I'm concerned my credit score will be lower than when I was originally approved. Can I still get the CLI even if my score is lower?

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Your scores are fine.  Ask away

[NycGirl41]

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@Anonymous wrote:

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@NycGirl41 wrote:

After 61 days, I would like to ask for 3X CLI on my BCE but I'm concerned my credit score will be lower than when I was originally approved. Can I still get the CLI even if my score is lower?

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Your scores are fine.  Ask away

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Thanks

[NycGirl41]

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@stagefoursurvivor wrote:

Uhhhh, need the actual numbers to even venture an opinion, was it 630, now 615 or 750, now 735?

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My EX was 724 when I was originally approved. Now I just checked it and it went down to 704. It fell because of all the new credit I applied for. Do I still have a chance in getting CLI? My BCE limit is currently $9,900.... I won't ask for 3X but maybe $23K

[stagefoursurvivor]

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@NycGirl41 wrote:

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@stagefoursurvivor wrote:

Uhhhh, need the actual numbers to even venture an opinion, was it 630, now 615 or 750, now 735?

---

My EX was 724 when I was originally approved. Now I just checked it and it went down to 704. It fell because of all the new credit I applied for. Do I still have a chance in getting CLI? My BCE limit is currently $9,900.... I won't ask for 3X but maybe $23K

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Well, Irish is the master and I missed your scores in your signature...I'd be shocked if you were denied!

[Anonymous]

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@stagefoursurvivor wrote:

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@NycGirl41 wrote:

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@stagefoursurvivor wrote:

Uhhhh, need the actual numbers to even venture an opinion, was it 630, now 615 or 750, now 735?

---

My EX was 724 when I was originally approved. Now I just checked it and it went down to 704. It fell because of all the new credit I applied for. Do I still have a chance in getting CLI? My BCE limit is currently $9,900.... I won't ask for 3X but maybe $23K

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Well, Irish is the master and I missed your scores in your signature...I'd be shocked if you were denied!

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Heh hardly a master.  I was about to ask the same question before I noticed the scores in her signature .  We tend to overlook signatures and it's easy to miss that information.

[stagefoursurvivor]

LOL

Compared to me, you're a veritable Einstein!

[Anonymous]

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@stagefoursurvivor wrote:

LOL

Compared to me, you're a veritable Einstein!

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Hah :-)

[BarryNTexas]

I will hit my 180 day in Feb and want to know if I should pay-off my Delta before hitting the button?  I carry a balance but could have it paid off before hand.  Is there a UTIL target ceiling?

TIA, OT

[stagefoursurvivor]

Conventional wisdom says PIF BUt, YMMV