The Definitive Amex 3X CLI Guide

[Anonymous]

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@Anonymous wrote:

Hi everyone today is my 90 days, do I do it today for the CLI or tomorrow? 

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I would wait until tomorrow or the next day. I think 90 days has to pass. Instead of on the 90th day. And try after 9am

[Imperfectfuture]

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@blakatl wrote:

I know you can only get a CLI on one AM EX card every six months.  Does this also carry across to Buisness cards as well.  I have a Personal gold card and a Business Blue Cash card.  I just received a CLI on my Personal card in December.  Does that mean I have to wait for  six months for my Business CLI

Thanks.

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Yes.  Small business cards are PG, therefore lumped together.  However, can move limit from personal to business, and business to business, with certain card age restrictions.

[Anonymous]

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@Anonymous wrote:

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@cp94550 wrote:
I app'd for the BCE over the weekend and was asked to call in. They verified details and approved me at $1,000. After reading on here that the 3x increase hasn't been working for $1,000 SL accounts I was nervous to try. But I received the card today, logged in online and tried for $3,000. It came back offering $2,000 and I accepted. So now I wait how long for the next one? I see conflicting numbers.

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6 months 

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You can request an increase when you activate the card?

[Anonymous]

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@Anonymous_0723 wrote:

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@Anonymous wrote:

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@cp94550 wrote:
I app'd for the BCE over the weekend and was asked to call in. They verified details and approved me at $1,000. After reading on here that the 3x increase hasn't been working for $1,000 SL accounts I was nervous to try. But I received the card today, logged in online and tried for $3,000. It came back offering $2,000 and I accepted. So now I wait how long for the next one? I see conflicting numbers.

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6 months 

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You can request an increase when you activate the card?

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Yes, you can request the increase at any point after you activate the card.  If you're denied, you must wait 91 days to try again.  If you're approved, you must wait 181 days to try for another.

[Imperfectfuture]

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@Anonymous wrote:

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@Anonymous_0723 wrote:

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@Anonymous wrote:

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@cp94550 wrote:
I app'd for the BCE over the weekend and was asked to call in. They verified details and approved me at $1,000. After reading on here that the 3x increase hasn't been working for $1,000 SL accounts I was nervous to try. But I received the card today, logged in online and tried for $3,000. It came back offering $2,000 and I accepted. So now I wait how long for the next one? I see conflicting numbers.

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6 months 

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You can request an increase when you activate the card?

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Yes, you can request the increase at any point after you activate the card.  If you're denied, you must wait 91 days to try again.  If you're approved, you must wait 181 days to try for another.

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91 days about three months, 181 days about 6 months.

[Anonymous]

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@Imperfectfuture wrote:

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@Anonymous wrote:

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@Anonymous_0723 wrote:

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@Anonymous wrote:

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@cp94550 wrote:
I app'd for the BCE over the weekend and was asked to call in. They verified details and approved me at $1,000. After reading on here that the 3x increase hasn't been working for $1,000 SL accounts I was nervous to try. But I received the card today, logged in online and tried for $3,000. It came back offering $2,000 and I accepted. So now I wait how long for the next one? I see conflicting numbers.

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6 months 

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You can request an increase when you activate the card?

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Yes, you can request the increase at any point after you activate the card.  If you're denied, you must wait 91 days to try again.  If you're approved, you must wait 181 days to try for another.

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91 days about three months, 181 days about 6 months.

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Thank you.  How did you get the animated smiley on your message?

[Imperfectfuture]

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@Anonymous_0723 wrote:

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@Imperfectfuture wrote:

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@Anonymous wrote:

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@Anonymous_0723 wrote:

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@Anonymous wrote:

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@cp94550 wrote:
I app'd for the BCE over the weekend and was asked to call in. They verified details and approved me at $1,000. After reading on here that the 3x increase hasn't been working for $1,000 SL accounts I was nervous to try. But I received the card today, logged in online and tried for $3,000. It came back offering $2,000 and I accepted. So now I wait how long for the next one? I see conflicting numbers.

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6 months 

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You can request an increase when you activate the card?

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Yes, you can request the increase at any point after you activate the card.  If you're denied, you must wait 91 days to try again.  If you're approved, you must wait 181 days to try for another.

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91 days about three months, 181 days about 6 months.

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Thank you.  How did you get the animated smiley on your message?

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Same way you got the cc pics, only hosted animation.

[Anonymous]

Long time lurker on this specific thread. Fico is 690-710 and I have had the amex everday card for 71 days with an initial approved limit of 5k. Lately my credit utilization has been around the 20% range and I decided to go for the CLI. I requested the CLI from 5k to 12k and recieved the 7-10 day response. I immediatly concluded that I would be declined. 15 minutes later I logged back into my amex online account and noticed the CL was increased to my inital request of 12k. There is hope even with getting that 7-10 day notice

[lsutigers]

Good job blkstar!

[Anonymous]

Got a direct mail offer for Amex everyday 20k bonus after 3k spend in April. After 3 tries and 7-10 days notice's. Got instant approved today from 3 to 9k limit! Thank you all for your posts!

Those who keep getting 7 day notice, just keep trying.

I don't know if this has any effect but last times I tried had around 20-30% of cl balance. But total cu on all cards was always lower then 30%. This time I tried have 9% total cu. and the Amex was 0 balance 2nd month in a row.