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The Definitive Amex 3X CLI Guide

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Anonymous
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Re: The Definitive Amex 3X CLI Guide

 
Message 2191 of 5,432
nitrov
Established Contributor

Re: The Definitive Amex 3X CLI Guide

So I originally got approved for $5500 on my BCE, apped for a CLI to $15k and got approved, now for my next CLI, what should I try apping for? I don't mind providing income verification but I don't want an HP. I've read $25k or $35k is the magic number. Thoughts?

My Top 3: Amex Delta Platinum ($30k) | Amex PRG | Citi Prestige ($30k) |



Starting scores 600-640 (2013), current 765-775 (2019); It is possible!

Message 2192 of 5,432
Anonymous
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Re: The Definitive Amex 3X CLI Guide

I applied for a SPG and got a $15,000 limit.  I'm still a little surprised at that.  Three times this would be approaching my salary.  Should I really be asking for 3x?  I have good credit, 100% of on-time payments, and a PRG card (as well as cards from other issuers).  Is there another number that I should ask for instead?

Message 2193 of 5,432
Anonymous
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Re: The Definitive Amex 3X CLI Guide

ask for whatever you're comfortable with and, if you qualify, they'll approve or counter. remember that the 3x isn't a guarantee, nor is a CLI
Message 2194 of 5,432
Anonymous
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Re: The Definitive Amex 3X CLI Guide

I just got approved 2 days ago with 3x cli to 19.5K on BCE Smiley Happy

Message 2195 of 5,432
nycplayboy78
Regular Contributor

Re: The Definitive Amex 3X CLI Guide


@Jimmy420 wrote:

I just got approved 2 days ago with 3x cli to 19.5K on BCE Smiley Happy


I HATE YOU Smiley Tongue

 

Congratz how long have you had the BCE card? Smiley Happy


EX08 801 EQ08 812 TU08 805 Total Credit Line: $100K+
Message 2196 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

This is really helpful, though I'm not sure I'm comfortable going 3x my SL...$24,000 just seems slightly excessive for our spending. I'll be happy with 2x when the time comes.
Message 2197 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

They offered me BCE on Jan 2016 with 6.5K Credit Line and I tried to do 3x cli after 61 days Smiley Happy and got approved 19.5K . Well 61 Days cli still working anyways Smiley Happy

 

 

 

Message 2198 of 5,432
Chezy1025
Regular Contributor

Re: The Definitive Amex 3X CLI Guide

Good to know that the 61 days works still! I am so tempted to attempt a increase as soon as I activate

Last HP 03-24-2016 Gardening until I pre-qual for CSP or Venture



Starting Score: 485 06-20-14
Current Score: 685 04-03-16
Goal Score: 700


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Message 2199 of 5,432
Anonymous
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Re: The Definitive Amex 3X CLI Guide

when did the 61 days not work? (in general)
Message 2200 of 5,432
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