The Definitive Amex 3X CLI Guide

[Anonymous]

Make sure it's over 61 days..

[Anonymous]

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@Anonymous wrote:
AmEx prequal is picky. I have 3 of their cards and never a prequal. If they approved you for $10k they like you.

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Interesting.  I guess that gives me a little hope.  Would you care to share any of your profile stats aside from your EX score when you applied... oldest acct, AAoA, util, payment history etc?  I'm trying to find people with similar profiles to mine, although no one is ever really the same, just for comparison and data point purposes prior to me apping.

[Anonymous]

My first card with them was March of last year with like a 660 score or something. Oldest account was like 5 years. Idr AAoA. Wasn't much into credit then. No utilization and splotchy payment history (some 30 and 60 day lates)

[Anonymous]

And, at that time, my most recent late was like 6 months prior

[Anonymous]

Well there seems to be some changes with AMX. I have had card for Like 75 days with $8,000.00 line of Credit. My Fico score this morning was 757. I just called AMX for increase to $15,000.00. Customer service rep said they don't make credit line increqases before 6 months !!! Whatever...

[Anonymous]

Just do it online. I wouldn't listen to what that rep said.

[Anonymous]

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@Anonymous wrote:

Well there seems to be some changes with AMX. I have had card for Like 75 days with $8,000.00 line of Credit. My Fico score this morning was 757. I just called AMX for increase to $15,000.00. Customer service rep said they don't make credit line increqases before 6 months !!! Whatever...

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Did you get a 1000 inc since your last post? Maybe that's why is 6 months now? I ask only because your last post said it was st 7000, did they auto inc you?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Well there seems to be some changes with AMX. I have had card for Like 75 days with $8,000.00 line of Credit. My Fico score this morning was 757. I just called AMX for increase to $15,000.00. Customer service rep said they don't make credit line increqases before 6 months !!! Whatever...

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Did you get a 1000 inc since your last post? Maybe that's why is 6 months now? I ask only because your last post said it was st 7000, did they auto inc you?

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Auto increases don't count towards setting the clock at 6 months.  Only customer intimated CLIs do that

[Anonymous]

No no increase I forget if it's 7 or 8 Tooo much miss information

[Anonymous]

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@Anonymous wrote:

No no increase I forget if it's 7 or 8 Tooo much miss information

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Darn, I was hoping that was an easy answer well, maybe they gave you wrong info, I'm keeping my fingers crossed for you, good luck