@Anonymous wrote:
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Daaaaaang now you're tempting me to try when I get mine in a couple days.
Do it!!! It will be another data point to add! You get asked your income and that is it. There was a poster in another thread that got denied and the denial letter instructed him to request it after 60 days. Who knows what their rational is, or maybe they are running a "special" promotion or something. But there is nothing to lose and your 180 days will come sooner if you are planning to request another increase...
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Whoa! Congrats! I had read that any CL request over $25k with AMEX would prompt them to ask for documentation such as tax forms.
@Anonymous wrote:
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Whoa! Congrats! I had read that any CL request over $25k with AMEX would prompt them to ask for documentation such as tax forms.
Thanks to you! I thought of that also, and almost went for $ 25k, but then said... whatever.....It worked! I would have never guessed it. Sharing information in these forums is the key!
@myscore1 wrote:
@Anonymous wrote:
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Whoa! Congrats! I had read that any CL request over $25k with AMEX would prompt them to ask for documentation such as tax forms.
Thanks to you! I thought of that also, and almost went for $ 25k, but then said... whatever.....It worked! I would have never guessed it. Sharing information in these forums is the key!
I agree, sharing is caring! Lol.
@myscore1 wrote:
@Anonymous wrote:
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Daaaaaang now you're tempting me to try when I get mine in a couple days.
Do it!!! It will be another data point to add! You get asked your income and that is it. There was a poster in another thread that got denied and the denial letter instructed him to request it after 60 days. Who knows what their rational is, or maybe they are running a "special" promotion or something. But there is nothing to lose and your 180 days will come sooner if you are planning to request another increase...
But I thought if you got denied you had to wait more than the 61 days, maybe the 181? So everyone was advising just go ahead and wait for the 61 days. I'm not sure, my head is spinning from all the rules lol.
@Anonymous wrote:
@myscore1 wrote:
@Anonymous wrote:
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Daaaaaang now you're tempting me to try when I get mine in a couple days.
Do it!!! It will be another data point to add! You get asked your income and that is it. There was a poster in another thread that got denied and the denial letter instructed him to request it after 60 days. Who knows what their rational is, or maybe they are running a "special" promotion or something. But there is nothing to lose and your 180 days will come sooner if you are planning to request another increase...
But I thought if you got denied you had to wait more than the 61 days, maybe the 181? So everyone was advising just go ahead and wait for the 61 days. I'm not sure, my head is spinning from all the rules lol.
Some who got denied upon activation, received a letter instructing them to apply at the 61 days. And at that point, they got their approval. The 181 days apply AFTER you get the actual CLI. So it makes no sense waiting 62 days to make the initial request because you are just delaying your future CLI request after that one.
@myscore1 wrote:I looked at this thread a few days ago when I got approved for my BCP and was planning on the 62 day request, but then I ran into another thread where the OP got an instant approval upon activation. I received my card today and upon activation went for it and made the request: I got it ! from 10K to 30K. So much for 232 pages of posts about the 62 rule.
I love to see myths shattered
Very interesting. Was your CLI request online or did you call/chat with a CSR?