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The Definitive Amex 3X CLI Guide

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Gregory1776
Valued Contributor

Re: The Definitive Amex 3X CLI Guide


@Anonymouswrote:

Today was day 183 since my last CLI request for the BCE, and I am happy to report that my new limit on the BCE was raised from 3K to 9KYehey!Yehey!. Really happy with AMEX!


Congratulations! August 20th is 6 months.



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 3851 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Following up from my posts on Sunday.

Applied for the 3x (8k to 24k) and received 7-10 message. Tried again yesterday and got the same result.

Called amex today and was told that they had no record of any CLI requests on my account. CSR offered to put in a new one and also got 7-10 day message, however she was unable to provide any additional info and said to wait for letter.

Should I HUCA or just accept it won't happen? Thanks!
Message 3852 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide


@simplynoirwrote:

Wow, a LOT of people went for and got their 3x CLI today. Major congrats to Gregory1776, KellyM273, and clark_d_shark (so far???) for their new credit lines!


Thank you Simplynoir. And major congrats to Gregory1776 and KellyM273. Today is a good day indeed for the Amex family. I feel each time they approve my limit increase request, I graduate to a new tier of accomplishment with my credit profile. Enjoy your new limits, and best of luck to those who are up for their CLI requests.

Message 3853 of 5,432
Gregory1776
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

Mark the date, wait 91 days. Likely denial... bummer too, that would have been 4 today! ☹️☹️


Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 3854 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

My 181 days since last CLI is coming in a couple of weeks.  I thinking about 3x on either BCP or SPG.  Is it still wise to increase limit on SPG??  I read somewhere SPG might be converted to Chase something...and I do not have good relationship with Chase.

Message 3855 of 5,432
Anonymous
Not applicable

Re: The Definitive Amex 3X CLI Guide

Marriott's press release a few months ago said both Chase and Amex would both keep their current card lineup and introduce new cards. It's possible the SPG has a year or two left of life, but if anything it would be PC'd to a new Amex Marriott card rather than moved to Chase.

Even if it were to move to Chase, you could always move some of the limit to a BCP or another amex card later.
Message 3856 of 5,432
Gregory1776
Valued Contributor

Re: The Definitive Amex 3X CLI Guide


@Anonymouswrote:
Marriott's press release a few months ago said both Chase and Amex would both keep their current card lineup and introduce new cards. It's possible the SPG has a year or two left of life, but if anything it would be PC'd to a new Amex Marriott card rather than moved to Chase.

Even if it were to move to Chase, you could always move some of the limit to a BCP or another amex card later.

Would the high points value, and transferring for partners be gone? 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 3857 of 5,432
simplynoir
Mega Contributor

Re: The Definitive Amex 3X CLI Guide


@Gregory1776wrote:

@Anonymouswrote:
Marriott's press release a few months ago said both Chase and Amex would both keep their current card lineup and introduce new cards. It's possible the SPG has a year or two left of life, but if anything it would be PC'd to a new Amex Marriott card rather than moved to Chase.

Even if it were to move to Chase, you could always move some of the limit to a BCP or another amex card later.

Would the high points value, and transferring for partners be gone? 


Assuming the current personal/biz SPGs get discontinued because of the Marriott agreement that's more than likely.

Message 3858 of 5,432
Gregory1776
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

.@simplynoir So soon (year or two) the SPG wont have the value it does now? Points structure will change? Because I have (Unfortunately 😒) looked into what was so special about this card (High point valve, ton of transfer partners) and thought it would be a nice card to add in a year or so, but if its going to be nerfed or pc’d it’s probably not worth it...😞



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 3859 of 5,432
simplynoir
Mega Contributor

Re: The Definitive Amex 3X CLI Guide

Marriott's end game is to have all hotel programs follow one reward structure so yes eventually whenever that is the SPG program will be no more. It's why I jumped in last year with both cards and their best SUBs because it was too valuable not to.

Message 3860 of 5,432
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