Re: AX CLI math ? for a buddy please

Anonymous · ‎07-18-2019

Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.

bourgogne · ‎07-18-2019

@Anonymous wrote:
Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.

Hi, good evening...sorry long day... I thought it was 181 from any account after a cli but somewhere someone alluded to an account opening overriding the 181 so I am lost. he just paid everything off. hate to pull the pin without a solid yes go ahead or not

forestgreenrover · ‎07-19-2019

@bourgogne wrote:
@Anonymous wrote:
Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.
Hi, good evening...sorry long day... I thought it was 181 from any account after a cli but somewhere someone alluded to an account opening overriding the 181 so I am lost. he just paid everything off. hate to pull the pin without a solid yes go ahead or not

Earliest date for CLI for them would still appear to be 09/19/19.

AmEx Gold, BECU Cash Back 38k, PSECU Founders Visa Sig 30k, IKEA Projekt 28k, NFCU CashRewards 28k, Macy's AmEx 25k, NFCU More Rewards 24.5k, PNC Cash Rewards Visa Sig 20k, PNC Core 20k, Lowe's 17k, Overstock.com 16k, NFCU Plat 15.3k, FNBO Visa 12.3k, AmEx BCP 12k, AmEx EDP 12k, Citi DC 11k, AmEx Delta Gold SkyMiles 10k, PayPal 2% 10k, NFCU CLOC 10k, BBVA Clear Points 9.5k, Amazon Store 8k, Discover it 7.9k, PenFed Power Cash 6.25k, Kay 5.25k, Huntington Voice Plat 5.1k, J.Crew 4.5k, 5/3rd Trio 4k, Citizens Cash Back+ 3.8k, BB&T Bright 3.5k, BB&T Spectrum CR 3.5k, WF Cash Wise 3k, Huntington Voice Rewards 2.9k, WF Propel 2k, BECU Visa 2k, Citi Goodyear 1.9k, Cap 1 QS 1.75k, Cap 1 QS 1.45k

Anonymous · ‎07-20-2019

Just call/text and ask them they will tell you

jaxstraw · ‎07-26-2019

I opened my first Amex personal card mid May and received a 61 day CLI when I submitted it a week ago.
I also opened my first Amex Biz card two weeks later and 61 days is this Monday.
Is that eligible for a 61 day CLI as well or does it fall under the 180 day rule now that I got the CLI for the personal card last week.
The CSR I just talked to had no idea and got utterly confused....lol.
Better to ask here once again it seems.

Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face

FinStar · ‎07-26-2019

You'd have to wait 180 days from the last CLI, wherever it occurred, personal or biz.

Of course, you can always test the 180 timeline and see if it works. SP regardless 👍

Wrigley2172 · ‎07-26-2019

Day 61 tomorrow, fingers crossed, come on 6k!

Affinity Cash Rewards: 15,000
Amex BCP: 30,000
Amex Platinum
BCU Cash Rewards: 18,000
Discover it: 14,700
TJX Mastercard: 2,500
Venmo: 10,000
>>23k student loan-payed off
Ficos 8's ~790
Inq: EX:1 EQ:1 TU:1

Anonymous · ‎07-26-2019

Good luck

Anonymous · ‎07-27-2019

This was so helpful!! Thank you!

Wrigley2172 · ‎07-27-2019

Got denied for 6k will get the letter in a week or so, darnit lol. So now i have to wait till 90 for my next one correct?

Affinity Cash Rewards: 15,000
Amex BCP: 30,000
Amex Platinum
BCU Cash Rewards: 18,000
Discover it: 14,700
TJX Mastercard: 2,500
Venmo: 10,000
>>23k student loan-payed off
Ficos 8's ~790
Inq: EX:1 EQ:1 TU:1

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