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@FinStar wrote:
@1GaDawg85 wrote:For those with the Cash Magnet, are you seeing the 3x growth because I have tried like hell to get mine to grow and it won't budge. I do wonder if they are still kinda mad at me for burning them in BK back in 2012. Glad to have the card but it is strange that it isn't growing like my partner who has a BCE and got it at the same time as me and her's went 3x right when it was supposed to.
What have the letters stated with the declined requests? When I had the Cash Magnet, it grew without issues. So, it has nothing to do with the product itself.
That said, it's been reported that AmEx has been known to cite the usual "previous relationship" boiler plate language on declined CLI requests if you burned them in the past.
I will get my decline letter from the mailbox and report back.
@1GaDawg85 wrote:
@FinStar wrote:
@1GaDawg85 wrote:For those with the Cash Magnet, are you seeing the 3x growth because I have tried like hell to get mine to grow and it won't budge. I do wonder if they are still kinda mad at me for burning them in BK back in 2012. Glad to have the card but it is strange that it isn't growing like my partner who has a BCE and got it at the same time as me and her's went 3x right when it was supposed to.
What have the letters stated with the declined requests? When I had the Cash Magnet, it grew without issues. So, it has nothing to do with the product itself.
That said, it's been reported that AmEx has been known to cite the usual "previous relationship" boiler plate language on declined CLI requests if you burned them in the past.
I will get my decline letter from the mailbox and report back.
Even if you have any older letters as well, since it sounds like this wasn't the first time you've made the CLI request?
On the upside, it's not 'stuck' at the $1K level so it's possible it can grow, so as long as AmEx isn't referencing your prior history with them.
@FinStar wrote:
@1GaDawg85 wrote:
@FinStar wrote:
@1GaDawg85 wrote:For those with the Cash Magnet, are you seeing the 3x growth because I have tried like hell to get mine to grow and it won't budge. I do wonder if they are still kinda mad at me for burning them in BK back in 2012. Glad to have the card but it is strange that it isn't growing like my partner who has a BCE and got it at the same time as me and her's went 3x right when it was supposed to.
What have the letters stated with the declined requests? When I had the Cash Magnet, it grew without issues. So, it has nothing to do with the product itself.
That said, it's been reported that AmEx has been known to cite the usual "previous relationship" boiler plate language on declined CLI requests if you burned them in the past.
I will get my decline letter from the mailbox and report back.
Even if you have any older letters as well, since it sounds like this wasn't the first time you've made the CLI request?
On the upside, it's not 'stuck' at the $1K level so it's possible it can grow, so as long as AmEx isn't referencing your prior history with them.
I have tried a couple of times since I passed the 61-day mark and they didn't stick me with the $1k "we will see what happens" limit.
Today was day 181 from last CLI ($2k-$4k) on what was then my BCE. Took a PC offer last month to a CM with a $150 statement credit after $1k spend, paid out a few days ago. Requested a 3x CLI to $12k and was instantly approved!
EX Fico 8 715
22% UTI
@Anonymous wrote:Today was day 181 from last CLI ($2k-$4k) on what was then my BCE. Took a PC offer last month to a CM with a $150 statement credit after $1k spend, paid out a few days ago. Requested a 3x CLI to $12k and was instantly approved!
EX Fico 8 715
22% UTI
Wow, that's a sweet deal and growth right there! Congrats 🎉
@FinStar wrote:
@1GaDawg85 wrote:
@FinStar wrote:
@1GaDawg85 wrote:For those with the Cash Magnet, are you seeing the 3x growth because I have tried like hell to get mine to grow and it won't budge. I do wonder if they are still kinda mad at me for burning them in BK back in 2012. Glad to have the card but it is strange that it isn't growing like my partner who has a BCE and got it at the same time as me and her's went 3x right when it was supposed to.
What have the letters stated with the declined requests? When I had the Cash Magnet, it grew without issues. So, it has nothing to do with the product itself.
That said, it's been reported that AmEx has been known to cite the usual "previous relationship" boiler plate language on declined CLI requests if you burned them in the past.
I will get my decline letter from the mailbox and report back.
Even if you have any older letters as well, since it sounds like this wasn't the first time you've made the CLI request?
On the upside, it's not 'stuck' at the $1K level so it's possible it can grow, so as long as AmEx isn't referencing your prior history with them.
Couldn't be more true. As long as they're not referring to your prior history, getting over the 1K hump is very possible.
@Anonymous wrote:Today was day 181 from last CLI ($2k-$4k) on what was then my BCE. Took a PC offer last month to a CM with a $150 statement credit after $1k spend, paid out a few days ago. Requested a 3x CLI to $12k and was instantly approved!
EX Fico 8 715
22% UTI
Congrats on 3X CLI!!! 🥳🥳🥳
Hi!
Just like NFCU thread, this one has reached the end of it's life span and will be closed in the upcoming days.
If anyone is interested in starting (and maintaining) new one, please feel free to PM any moderator.
Is it archived? Still readable? Or at least the important information?
@Gregory1776 wrote:Is it archived? Still readable? Or at least the important information?
The thread will be closed to further comments when it gets locked. You will still be able to view it in "read only" mode.