The Definitive Amex 3X CLI Guide

[Anonymous]

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@Anonymous wrote:
I believe you can now hit it and should get approved if you were going to anyway. If the letter is a denial because of not being long enough the CLI on day 61 would work. If it is another reason you won't get a hard pull on day 61 so I guess if it were me I would hit it on day 61.

Others can chime in and tell you more. I very well could be wrong. Just saying what I would do.

GL.

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I confirmed with amex live chat the CLI was denied because the account had not been open for 60 days. So I applied for the full 3x again(day 61). Instant approval for 30k. Couldn't be more thankful for this community. 

[HighScoreSeeker]

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@Anonymous wrote:

Need some advice. Applied for the 3x cli on day 59, got the 7-10 day message. Got an email from amex saying I could call for the CLI decision. But when I call the number it says there has been no request within the last 90 days for a CLI? Not sure what is going on. Anyways today is day 61 so I'm wondering if I should ask for the 3x cli again or wait to see what the letter says in the mail.

Date account opened 1/5/17.

Starting limit 10k. 772 EX

PIF before statement cut.

3500 charged through the card in last 61 days. 

Amex last SP 2/28/17 score 779 EX.

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EDITED

After posting my reply, I clicked to go to the next page and saw your response of trying again. Congrats on your increase. 

[Anonymous]

I got the 7 day message. Did i screw up and have to wait 91 days now? (after my 61 days + 91 more) ooorrrr i can request again at my 61 day? I was 24 days til my 61 day period. I requested 10k > 30k (3x)

[Anonymous]

You popped it too early. Wait for day 61, then try again. If you get declined at day 61, then you have to wait the 91 days.

[Anonymous]

I actually got an email to call them. Can I not call and wait 61 days?

[Anonymous]

As it happened in my case, it was a conversation about the CLI request being done too early. They'll tell you the abound opening date and the date you'll be able to hit it again.

[Anonymous]

So I posted on this forum a few weeks ago asking whether, with a 1.2k Delta Gold starting limit, I stood much of a chance getting the 3x cli on the 61st day. I was especially wary because I had just been declined for a BCE (which ended up with a HP even though I'm an Amex cardmember). Today, on the exact 61st day, I applied and got the full 3x CLI  

So now I'm at 3.6k and hopefully in 6 months I can get it up to a 10k credit line (which Im not sure I can get with 21k income but Imma try). But yay Im so happy lol I love this forum 

[Credit_hawk]

Hey guys! Just curious: are you guys paying off your AMEX balances before requesting a CLI or leaving whatever balance is on there? I had a successful 3x on my 62nd day and now I'm at my 6 months, about 182 days in. I'm going to request a CLI later today- Friday. I decided just to pay off the mid-cycle balance before requesting a CLI. Curious your opinions on this; relevant or irrelevant to pay it off. I'm pretty sure I made a mid-cycle payment last time for my 2 month CLI.

Thanks!

[dragonfly66]

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@Credit_hawk wrote:

Hey guys! Just curious: are you guys paying off your AMEX balances before requesting a CLI or leaving whatever balance is on there? I had a successful 3x on my 62nd day and now I'm at my 6 months, about 182 days in. I'm going to request a CLI later today- Friday. I decided just to pay off the mid-cycle balance before requesting a CLI. Curious your opinions on this; relevant or irrelevant to pay it off. I'm pretty sure I made a mid-cycle payment last time for my 2 month CLI.

Thanks!

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I just got mine a couple of days ago with a $600+ balance on a $1,000 limit.  They still increased me to $3,000.

[Anonymous]

I personally wouldn't ask for a CLI while carrying a balance. That being said, there's no hard and fast rule about it with AMEX. They dance to a different beat on CLI's.