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The Definitive Amex 3X CLI Guide

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Established Contributor

Re: AX CLI math ? for a buddy please

Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.

500K+ TCL / 800+ FCOs
Message 4691 of 4,774
Valued Contributor

Re: AX CLI math ? for a buddy please


@Obscure-Expert wrote:

Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.


Hi, good evening...sorry long day... I thought it was 181 from any account after a cli but somewhere someone alluded to an account opening overriding the 181 so I am lost.  he just paid everything off.  hate to pull the pin without a solid yes go ahead or not

Message 4692 of 4,774
Contributor

Re: AX CLI math ? for a buddy please


@bourgogne wrote:

@Obscure-Expert wrote:

Not sure when you mix biz/pers but, after you have more than one on personal side it's 181 days per PERSON not account.


Hi, good evening...sorry long day... I thought it was 181 from any account after a cli but somewhere someone alluded to an account opening overriding the 181 so I am lost.  he just paid everything off.  hate to pull the pin without a solid yes go ahead or not


Earliest date for CLI for them would still appear to be 09/19/19.

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Message 4693 of 4,774
Valued Contributor

Re: AX CLI math ? for a buddy please

Just call/text and ask them they will tell you







Installment loan reported this month,so technically, I'm at 2 months, but AoYA points were NOT reset. When new CCs hit and it is reset, I'll put the number it is.+1,+2,+2(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated AUG 4, '19. Since then, 5 HP dings to add; will update again.
Message 4694 of 4,774
Established Contributor

AMEX CLI question.

I opened my first Amex personal card mid May and received a 61 day CLI when I submitted it a week ago.
I also opened my first Amex Biz card two weeks later and 61 days is this Monday.
Is that eligible for a 61 day CLI as well or does it fall under the 180 day rule now that I got the CLI for the personal card last week.
The CSR I just talked to had no idea and got utterly confused....lol.
Better to ask here once again it seems.
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 4695 of 4,774
Moderator

Re: AMEX CLI question.

You'd have to wait 180 days from the last CLI, wherever it occurred, personal or biz.

Of course, you can always test the 180 timeline and see if it works. SP regardless 👍
Message 4696 of 4,774
Regular Contributor

Re: AMEX CLI question.

Day 61 tomorrow, fingers crossed, come on 6k!
Message 4697 of 4,774
Valued Contributor

Re: AMEX CLI question.

Good luck







Installment loan reported this month,so technically, I'm at 2 months, but AoYA points were NOT reset. When new CCs hit and it is reset, I'll put the number it is.+1,+2,+2(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated AUG 4, '19. Since then, 5 HP dings to add; will update again.
Message 4698 of 4,774
Member

Re: The Definitive Amex 3X CLI Guide

This was so helpful!! Thank you!
|| Disc $2K || AMEX $2K || CU secured cc $1K || 1 car lease || FICO 8 TU 751 || FICO 8 EXP 760 || FICO 8 EQ No idea || File est 2017 || No baddies/missed payments || Overall util 1-5% ||
Message 4699 of 4,774
Regular Contributor

Re: The Definitive Amex 3X CLI Guide

Got denied for 6k will get the letter in a week or so, darnit lol. So now i have to wait till 90 for my next one correct?
Message 4700 of 4,774
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