The Newest SP SCT Alive Again?

[uscgamecock]

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@GApeachy wrote:

@uscgamecock btw, congrats.  I have this visa and it's up to $20.3k now. Plus the rewards on travel is pretty darned good when comparing prices to other ccc's at the same hotels. Just glad you got it...enjoy.

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Thank you. I'm just happy I got something from the hard inq. I'll be happy if it grows slowly and steadily along with my Sportsman's Guide Visa, which I use a lot. Those 4 pay offers at Sportsman's guide sure are tempting.

I know Comenity is more picky with their Visa offerings than the store cards. I do have one more Comenity card that I forgot to mention: The defunct Wayfair card that got converted to a generic Visa @ $2.5k. I need to pull it out of the sock drawer and put a phone bill or something on it so it will show some use. I haven't used it much since the interest rate is so high. Maybe they were just nervous about giving me a 3rd Visa?

[GApeachy]

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@uscgamecock wrote:

Is this something that can be accomplished online now in the internet age?

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Yes you can.

Goody's left town 20 yrs ago and that was that.  It took Comenity years to close mine.  I forgot about it until I joined mf and other cra's a few yrs. ago and there it was. It just fell off recently. 

[FinStar]

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@uscgamecock wrote:

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@GApeachy wrote:

@uscgamecock btw, congrats.  I have this visa and it's up to $20.3k now. Plus the rewards on travel is pretty darned good when comparing prices to other ccc's at the same hotels. Just glad you got it...enjoy.

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Thank you. I'm just happy I got something from the hard inq. I'll be happy if it grows slowly and steadily along with my Sportsman's Guide Visa, which I use a lot. Those 4 pay offers at Sportsman's guide sure are tempting.

I know Comenity is more picky with their Visa offerings than the store cards. I do have one more Comenity card that I forgot to mention: The defunct Wayfair card that got converted to a generic Visa @ $2.5k. I need to pull it out of the sock drawer and put a phone bill or something on it so it will show some use. I haven't used it much since the interest rate is so high. Maybe they were just nervous about giving me a 3rd Visa?

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It should be a MasterCard btw.  Some folks were converted to their in-house MC, others went to Citi Retail (MC).  And, some, unfortunately had their store accounts closed.

I currently have 4 major CCs with them (used to be more), and it's been no issue so far - knock on wood!  That said, it's a challenge at times deciding which Comenity card to apply for since a variety of them have gone the way of the dodo bird - extinct.  Several retail partners have recently either gone belly up or no longer renewed contracts with Comenity and so their card programs went *poof*.

[Guyatthebeach]

Comenity is still an odd I can't figure out.  The reason I say is some people with better  than can't even get a card with them, while I have 3 store cards and 5 Store branded Visas them. 

Guyatthebeach

[Anonymous]

I don't think so because I was just able to get one at Appliance connection with a $3k SL.

[4sallypat]

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@Guyatthebeach wrote:

Comenity is still an odd I can't figure out.  The reason I say is some people with better  than can't even get a card with them, while I have 3 store cards and 5 Store branded Visas them. 

Guyatthebeach

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Comenity is interesting indeed!

I started with them over 4 years ago with Virgin Airlines VISA which was a short lived love affair after they sold out to Alaska Airlines...

Then very recently with Comenity, I had 2 SCT popups: Sportsmans Guide VISA and Caesars Total Rewards VISA.

I took the SG VISA with only a SP at $7,500 SL as I shop for outdoors, camping and hunting equipment.

I am still thinking about Caesar's TR VISA but haven't got the nerve to make a trip to Vegas soon....

[Aspireto850]

@4sallypat 

Glad you got the TR pop-up. I'm waiting for my EQ to update then I will submit my application. 

If you do, sending good vibes for high SL.

[ShootingFor850]

Maybe I'm doing the SCT wrong, but I put a couple items (worth $3K) in cart at Williams Sonoma, went through checkout as guest, filled shipping info, got a box saying preapproved, and "accept" button.  This was not a pop-up, but inline on the page. 

Anyway, had to enter full SS.  Got a HP on EQ immediately.  Granted $3500 CL (EQ VS3 was 793 (which immediately took 5pt hit), not sure about other scores, AAoC is 5y7m).

[chalupaman]

i got approved for the Appliance connection card for $3k with the pop up and soft pull. I also had to give it a few days before these would show up cause i had opted out of prescreened offers last year and had to sign back up for them. Very easy to get. I had a bunch of other popups for Comenity cards but I'm passing on most of those. Any other ones worth possibly getting in terms of long-term growth? I already have Kay Jewelers and Jared as well from them. My Williams Sonoma card is the lowest limit I got from them at only $600 and I got that one last summer. 

Edit: I also got the pop up for New York and Company, accepted it, but did not get an approval status. Weird. 

[CreditCrusader]

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@QAMngrGirl wrote:

Just wanted to add, when I PIF accounts through CCCS I included VS and Express. (Don't know if anyone else was curious if this effects future SCT chances)

Since I completed that program, I've gotten pop ups for:

VS $1000 (didn't accept)

WS Store Card $1000 (didn't accept)

J Crew $500 (Didn't accept)

Good Camping Store Card $1500 (accepted) SP

OS $1500 (accepted) SP

Pottery Barn $2500 (accepted) SP

Grandin Road $2000 (accepted) SP

LOFT All Rewards MC $2000 (accepted) SP

New York & Co $1500 (Didn't accept)

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Where are you seeing your credit limits BEFORE you accept/don't accept?