@elim wrote:
@BronzeTrader wrote:I think you drive yourself crazy. It is just a card. You would realize that after you got some CC rejections. But good luck with this one. You should get it. Ritz is not a hot CC.
ehh, When standing in front of a high-end M property, I would choose it over any other card in your Cig. My AF is $395 - $300 AI = $95. lol, I think I made that x 2 on my first upgrade. Great card OP, Enjoy!
Next stop for us, Boston...
3. Summary of Charges
1 room(s) for 2 night(s) Prices in USD
March xx, 2017
- 595.00
Saturday, March xx, 2017
- 595.00
Total cash rate 1,190.00 Total taxes and fees 171.96 Total for stay in hotel's currency
- 1,361.96 USD
Sure enjoy it. But Ritz card is at the very end of my wish list. I do not spend my own $$ to stay at Ritz. We spent $9,000 over the past holiday vacation, but I did not spend just for the CCs I carry. No way I'm going to spend $600+ for one night of stay. 
To me, the $300 travel credit is near worthless. I already have CSR lounge access. CSR $100 credit on Global Entry. Only thing valuable is the $100 airline credit. Of course if I book 5 family round trips, I get the AF back. But it is a IF.
Also, you got it wrong that the AF for Ritz is $450 now, not the $395 you are still thinking.
I'm proud of all the CCs in my signature. It is so bad that you are in the league of your own. Enjoy nevertheless! 
@Anonymous wrote:
@BronzeTrader wrote:
@Anonymous wrote:
@BronzeTrader wrote:
@Anonymous wrote:I called into lending and the verification department this morning and they said that the app was still in the review process. I just called into the automated system and my app has been Approved! It took 8 days. I am happy to be in with Chase. This is my first card with them.
I am still pulling for all of you who are still waiting for the review process to be complete.
Cool. Told ya you are going to get it. Chase loves your $$$. How many nights do you plan to stay each year?
Last year I stayed at The Ritz Carlton 46 times and this year I plan to stay around 60, if not more. I travel A LOT. This card was a great "buy". 😆
You paid all 46 times (more than 46 Ritz nights, I figure) out of your pocket?
My situation is unique. I travel extensively for work and I expense everything I spend. I use my personal cards for work. I don't pay anything out of pocket. I am very lucky in that sense. I earn a ton of rewards/cash back, etc... for personal card use even though everything I spend is technically paid back to me by the company I work for.
Sure, for a person with a very thin file a year ago. FICO 6xx (640), rebuild, lates, AAoA less than a year. Only two credit cards. Capital One card with $500 limit. That CL was not even enough for one single Ritz Carlton stay. And utilization 12%, on a total CL of $2,500.
What am I missing????????
http://ficoforums.myfico.com/t5/Credit-Card-Approvals/American-Express-Approval-Chances/m-p/3728061
How did you accumulate all 46 Ritz Carlton stays on your personal credit cards with a total CL of $2,500???? That was about $30,000 Ritz spending through your personal credit cards, as you claimed.
This is really amazing. 
@BronzeTrader wrote:
@elim wrote:
@BronzeTrader wrote:I think you drive yourself crazy. It is just a card. You would realize that after you got some CC rejections. But good luck with this one. You should get it. Ritz is not a hot CC.
ehh, When standing in front of a high-end M property, I would choose it over any other card in your Cig. My AF is $395 - $300 AI = $95. lol, I think I made that x 2 on my first upgrade. Great card OP, Enjoy!
Next stop for us, Boston...
3. Summary of Charges
1 room(s) for 2 night(s) Prices in USD
March xx, 2017
- 595.00
Saturday, March xx, 2017
- 595.00
Total cash rate 1,190.00 Total taxes and fees 171.96 Total for stay in hotel's currency
- 1,361.96 USD
Sure enjoy it. But Ritz card is at the very end of my wish list. I do not spend my own $$ to stay at Ritz. We spent $9,000 over the past holiday vacation, but I did not spend just for the CCs I carry. No way I'm going to spend $600+ for one night of stay.
To me, the $300 travel credit is near worthless. I already have CSR lounge access. CSR $100 credit on Global Entry. Only thing valuable is the $100 airline credit. Of course if I book 5 family round trips, I get the AF back. But it is a IF.
Also, you got it wrong that the AF for Ritz is $450 now, not the $395 you are still thinking.
I'm proud of all the CCs in my signature. It is so bad that you are in the league of your own. Enjoy nevertheless!
THIS ^
