Thinking of adding a 3rd card to the quiver, what will these scores buy me?

[bourgogne]

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@driftless wrote:
First, Congrats. My system is pretty simple: first, I only have 3 cc's. I know when the the due dates are and have all three cards set to auto PIF. All 3 cards report/statement date 3 days after their due date. I don't worry about what balances are reporting unless there is a large purchase that will hit during those days. There is also a difference between usage and utilization. My usage is above 10% every month but utilization is usually reported as 0 - 3% using this system. If I am traveling, doing something extraordinary, etc., I will make a mid-cycle payment(s).

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thanks + my bad - I was responding to NRB525 about all his cards - with 3 like you or I now have its a snap. I can see how folks here get addicted to getting cards, I can think of several to go towards air travel, etc. has a las vegas sort of feel huh lol

[SouthJamaica]

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@omfgpart2 wrote:

Well here you have it - Discover spooked me, I started getting page after page asking for a lot of personal info.  maybe this is normal but it felt weird.  Simple page with chase and it was done.  I am rebuilding so I am not surprised with 6K - "If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card"  Does this ever work?  Would love to start with 10K and be done with it.  I dont care about the apr because I will never carrry a balance.  looks like just the EX was hitmas ckarma did not go off. edit:  forgot I have a trial with cct, no hit registered there - does not look like a hp anywhere, odd

Congratulations! Your response for Chase Freedom Credit Card has been approved.

You'll receive your new card and Cardmember Agreement in 7-10 business days. When your card arrives, please confirm you received it by logging on to Chase.com or calling the toll-free number provided.

• Your new account has a credit line of $6,000.
  If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card.

• Your Purchase Annual Percentage Rate (APR) is 23.24% variable.
  For all rate, fee and cost information, please refer to the Cardmember Agreement you'll receive with your card.

• Your Intro APR is 0% for the first 15 billing cycles your Account is open.

Note: If your response included balance transfer requests, those requests are still under review. You'll receive information about your requests in the mail within the next ten business days.

Thank you for choosing Chase.

Rebuilding since 9/2014 – Original TU 602 | 03/10/16 EX682 TU690 EQ708 – FICO8 | QS WMC 12,300, Venture 20,000, Freedom 6,000

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My understanding is that it is very hard to get CLI's on the Chase Freedom, and it's always a hard pull, so since you would like to "start with 10K and be done with it", you probably should take a stab at it now, while you've been invited to do so