I think I'm going to pull the trigger on the 50k US Airways Barclaycard so that I have the option of being grandfathered into their AA program when it all merges next year. I applied for my Arrival + 6 months ago tomorrow I think. Instant approval for $5k, i recon'd for $15k and then added $2.2k when I closed my Apple Financing for my current total line of $17.2k. I've carried a large balance every month since I've had it of around $5-7k, I've been paying off around $2-3k month and adding new charges, so quite a lot of activity. It's at 0% hence carrying the balance - I'll be paying it off in full pretty soon before the 0% ends.
Just wondering what Barclays will think. I doubt I'll get a 6 month CLI given that I recon'd initially. They seem to be pushing the U.S. Airways cards heavily so that might work in my favor. I could transfer some CL too if Barclays allows that. I was planning on waiting until the 6th statement posts (tomorrow) and then trying.
ETA - TU has dropped lately due to some utilization and is around 706. Only 1 or 2 inqs.
Thoughts?
Quicksilver 51k | Discover It $45k | Bonvoy Business $38k | Lowe's $35k | Costco $33.5k | SWACU $30k | Ink Preferred $28k | USAA Rewards $25k | Ink Cash $22.5k | Ink Preferred $22k | Amex Blue Business Plus $17k | Freedom Flex $16k | Freedom $14k | CSR $10k | Amazon Store $10k | Amazon Business $3k | REI $3k
You are going to get the HP anyway so why wait.