Fellow myFico'ers,
I'm stuck in a pickle here. My Discover card has hit 1 year exactly and as we know, Discover has a 1 year cycle for cards (1 app per year). I have currently on the existing card (15k). I'm not really sure if I should app for a new one and then combine both or should I just leave it and call it a day. I don't really need it but I sorta want it. Unsure of what to do.
DPs - all 3 CRAs - 740ish
AAoA - 3 years-ish
TCL - about 200k
UTI - 2-3%
@Anonymous wrote:Ehhh I’d personally leave it, even though Discover has been my fav approval since rebuilding.
But if its something you want, go for it. Did you pre-qual? If pre-approved, there have been reports of no additional HP. Also, I should state, combining Discover cards can be a bit tricky. From my understanding, there has to be a CLI offer on one of the cards in order to combine.
Good luck on whatever you decide!
@Anonymous - I did check the pre-qual page - Discover IT and Chrome show. I'm sorta leaning to the leave it part myself but you know that itch is still there. 
Double cash back again and or 0% bt offers can be enticing. You can even switch it up and get the Chrome or go for Miles. Do the Discover before It Dews You
@ JAG73 - that itch can be deadly.
@ AverageJoesCredit - That's what I'm on the fence about. The double CB will end and it definitely is worth to have for the first year. That's why I was thinking of getting the same card and combine it later. Then I'll have the CB Match again for another year.
My spend stinks but for someone who CAN spend and take advantage of dcb, i would do it because you know you will have option to combine the limits eventually and if you do it now, you dont have to wait years from now to do it
If it’s itchy, scratch it!! 
I’m with you on that itch. I also have Disco preapprovals and I’m still indecisive about going for it.
