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Turned down several times for Barclaycard Ring; at what point should I try again?

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DueDilligence
Contributor

Re: Turned down several times for Barclaycard Ring; at what point should I try again?

What does 8% community card mean or in reference to?

Message 21 of 25
baller4life
Super Contributor

Re: Turned down several times for Barclaycard Ring; at what point should I try again?

Ring has an 8% apr, $0 bt fee and $1 cash advance fee. What makes it very unique is it has its own community where users get together and discuss,vote on different things regarding the card.
Message 22 of 25
DueDilligence
Contributor

Re: Turned down several times for Barclaycard Ring; at what point should I try again?

Thanks for sharing the intelligence, lol! That sounds like a very interesting card considering the whole community thing? Wow, what are the qualifications for the 8% card, is that indefinite?

Message 23 of 25
baller4life
Super Contributor

Re: Turned down several times for Barclaycard Ring; at what point should I try again?

From my experience and what I have seen, as long as you don't have a lot of new accounts,inqs,you have at least a year of revolving history,decent fico(close to 700+) and if you have any baddies(1 or 2) they are very old. Do you have a card with Barclays already?
Message 24 of 25
DueDilligence
Contributor

Re: Turned down several times for Barclaycard Ring; at what point should I try again?

@Baller,  no, actually I don't have a Barclays card at this moment! This sounds very appealing!!!!!!!

Message 25 of 25
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