UMB Denial

[Creditaddict]

Letter finally came today... I applied weeks and weeks ago... they pulled TU but sent a score of 198.

Low of 96 or something and high of 246.

yawn is what all that is!

[Anonymous]

198?

[Creditaddict]

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@Anonymous wrote:
198?

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I know should I thank our politicians and their dirty pockets for that or?

[Anonymous]

Maybe its time to garden

[Creditaddict]

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@Anonymous wrote:
Maybe its time to garden

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I am gardening... since last week!

[I_need_720]

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@Creditaddict wrote:

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@Anonymous wrote:
Maybe its time to garden

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I am gardening... since last week!

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Are you going to recon? By the way, I got my decline letter from them last week Friday and my score was a 196 and a reason of "Too many recent accounts:. I have not made up mind on reconning - not sure if there is a even a remote chance of swaying them.

[Creditaddict]

I have not heard of a recon for UMB so I was not going to bother

[FinStar]

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@I_need_720 wrote:

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@Creditaddict wrote:

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@Anonymous wrote:
Maybe its time to garden

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I am gardening... since last week!

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Are you going to recon? By the way, I got my decline letter from them last week Friday and my score was a 196 and a reason of "Too many recent accounts:. I have not made up mind on reconning - not sure if there is a even a remote chance of swaying them.

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Pretty conservative bank so the chances to have a successful reconsideration are slim to none.  IIRC, they're pretty tough.

[Ron1]

Sorry to hear about your denial. I applied for Angry Bird's Visa last year. I got denied due too many recent accounts opened. They are very conservative like FNBO.

Ron.

[I_need_720]

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@Ron1 wrote:

Sorry to hear about your denial. I applied for Angry Bird's Visa last year. I got denied due too many recent accounts opened. They are very conservative like FNBO.

Ron.

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Ain't that the truth...