UPDATE: Synchrony Bank In-Store CRA HP?

[Anonymous]

To follow up from another thread...what CRA does Synchrony Bank HP for in-store applications? Thanks!

UPDATE: My Synchrony in-store application was approved... and it is indeed a TU HP (I'm in Upstate NY).

[Anonymous]

SYNC pull TransUnion.

[Anonymous]

Okay, Synchrony Bank is TU HP regardless of whether or not the application is online or in-store?

I thought I read on another thread where Synchrony in-store HPs deviated from the online TU HP.

[Anonymous]

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@Anonymouswrote:

Okay, Synchrony Bank is TU HP regardless of whether or not the application is online or in-store?

I thought I read on another thread where Synchrony in-store HPs deviated from the online TU HP.

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They mainly pull TU but what CRA is pulled for you is dependant on your state.  Once a while, synchrony deviates from the norm so very hard to predict.

[AverageJoesCredit]

What Yes Its Me stated. Sync likes to pull TU but there are various posts showing Ex or Eq pulled. Hope for one prepare for any

[Anonymous]

When I applied in store for Walmart and the Gap around Christmas, they pulled EX for both. I was SHOCKED to say the least and denied to boot! 

[Anonymous]

TU in Michigan for JCP, July, 2016.

[Anonymous]

UPDATE: My Synchrony in-store application was approved... and it is indeed a TU HP (I'm in Upstate NY).

Thanks to all who chimed in!