cancel
Showing results for 
Search instead for 
Did you mean: 

**UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

**UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!

I really have tried to search the forums to find this answer but I can't seem to find anything.


How do I request a CLI from PenFed online?   It's been a few years since I have even considered a CLI but I wanted to see if I can get a higher limit to take advantage of a BT offer.   I know it used to be part of your account options or it was under applications as an option on your applicable card types but I don't see it in either place now, either online or on my app.  


When I tried to click on the application for the PenFed Promise card, it seems like I am applying for a new card, not a CLI on the existing card, and that is not what I want to do.  

 

There seems to be conflicting info on if PenFed even offers CLI's any more but I saw a few very recent posts from people getting luv button CLI's from PenFed so I know it's possibe.  


PenFed For Dummies -- how do I request a CLI online? 

 

Update -- My CLI was approved!  I was at a limit of $5,500 and they increased me to $12,000!!  I had to read the email twice because I was NOT expecting that. I was expecting either a decline or a meager bump.  So excited!!

 

So, how long is the HP good for? I may as well ask for a CLI on my other card also.

 

Current FICO Scores as of 01/2020 EQ 704 TU 738 EX 694

NFCU CR $30,000 | USAA Rewards Visa Signature $21,000 | USAA Preferred Cash Rewards Visa Sig $21,000 | NFCU Platinum $15,000 | CapOne WM MC $10,000 | Wells Fargo Cash Wise $9,000 | Costco Anywhere Visa $13,500 | Citi AAA $8,500 | PenFed Rewards Visa Signature $17,500 | PenFed Promise $12,500 | Amazon Rewards Visa $3,500 | AMEX BCP $2,800 | Capital One QS 3,750 | Chase Sapphire Preferred $5,500 | Discover IT $1,800 | Amazon $7,800 | J Crew $11,500 | Wayfair $6,500 | PayPal Credit $7,800 |Belk Rewards $10,000
Message 1 of 14
13 REPLIES 13
Senior Contributor

Re: PENFED - How to request a CLI online?

1. Click on the Applications tab

 

2. Expand the Choose Your Product arrow. you should see your current card(s) and the option to request a credit limit increase.

 

EDIT

They might be having system problems.   The CLI option was there earlier this morning but it is not there now.





Message 2 of 14
Frequent Contributor

Re: PENFED - How to request a CLI online?

 


@MaizeandBlue wrote:

1. Click on the Applications tab

 

2. Expand the Choose Your Product arrow. you should see your current card(s) and the option to request a credit limit increase.

 

EDIT

They might be having system problems.   The CLI option was there earlier this morning but it is not there now.


Ok, you're right. The link is back now.  Typical, I would search for it during the few minutes it was down. I submitted the request and got some kind of website error but it shows my app went through and is in review now.  Ugh, was really hoping for an instant approval. 

Current FICO Scores as of 01/2020 EQ 704 TU 738 EX 694

NFCU CR $30,000 | USAA Rewards Visa Signature $21,000 | USAA Preferred Cash Rewards Visa Sig $21,000 | NFCU Platinum $15,000 | CapOne WM MC $10,000 | Wells Fargo Cash Wise $9,000 | Costco Anywhere Visa $13,500 | Citi AAA $8,500 | PenFed Rewards Visa Signature $17,500 | PenFed Promise $12,500 | Amazon Rewards Visa $3,500 | AMEX BCP $2,800 | Capital One QS 3,750 | Chase Sapphire Preferred $5,500 | Discover IT $1,800 | Amazon $7,800 | J Crew $11,500 | Wayfair $6,500 | PayPal Credit $7,800 |Belk Rewards $10,000
Message 3 of 14
Senior Contributor

Re: PENFED - How to request a CLI online?

Good luck on your CLI request!
Message 4 of 14
Senior Contributor

Re: PENFED - How to request a CLI online?


@cam3150 wrote:

 


@MaizeandBlue wrote:

1. Click on the Applications tab

 

2. Expand the Choose Your Product arrow. you should see your current card(s) and the option to request a credit limit increase.

 

EDIT

They might be having system problems.   The CLI option was there earlier this morning but it is not there now.


Ok, you're right. The link is back now.  Typical, I would search for it during the few minutes it was down. I submitted the request and got some kind of website error but it shows my app went through and is in review now.  Ugh, was really hoping for an instant approval. 


@cam3150 Call them.  I just got off the phone with them.  The rep submitted the app while I was on the phone and I immediately got an email stating that I was approved for a $7,500 CLI on my PenFed Promise Visa.





Message 5 of 14
Senior Contributor

Re: PENFED - How to request a CLI online?

^ Congratulations on your CLI!
Message 6 of 14
Senior Contributor

Re: **UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!


@cam3150 wrote:

I really have tried to search the forums to find this answer but I can't seem to find anything.


How do I request a CLI from PenFed online?   It's been a few years since I have even considered a CLI but I wanted to see if I can get a higher limit to take advantage of a BT offer.   I know it used to be part of your account options or it was under applications as an option on your applicable card types but I don't see it in either place now, either online or on my app.  


When I tried to click on the application for the PenFed Promise card, it seems like I am applying for a new card, not a CLI on the existing card, and that is not what I want to do.  

 

There seems to be conflicting info on if PenFed even offers CLI's any more but I saw a few very recent posts from people getting luv button CLI's from PenFed so I know it's possibe.  


PenFed For Dummies -- how do I request a CLI online? 

 

Update -- My CLI was approved!  I was at a limit of $5,500 and they increased me to $12,000!!  I had to read the email twice because I was NOT expecting that. I was expecting either a decline or a meager bump.  So excited!!

 

So, how long is the HP good for? I may as well ask for a CLI on my other card also.


Congratulations on your CLI!

Message 7 of 14
Frequent Contributor

Re: **UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!

Must be in a good mood over there, congrats to you.
Message 8 of 14
Super Contributor

Re: **UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!

Congratulations!

Message 9 of 14
Valued Contributor

Re: **UPDATED** - PENFED - How to request a CLI online? -- CLI APPROVED!!

CONGRATS on your  2X PLUS  PenFed Promise CLI - Way to Go!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $166.5K+ | Rebuilding since April 2018
Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.